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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I plan to purchase a visitor insurance for my mon during her stay in US. Her 70's birthday will be in Sept. (during her stay in US), so I am not sure what age I should put when purchasing the insurance plan, 69 or 70?

A:
When do you need coverage for her. If her insurance effective date before her birthday you need to enter 69 yrs. Insurance premium is based on the current age at the effective date. Which insurance plan are you planning to purchase?
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Q:I need a 14 day travelers medical insurance to usa My 20 year old son has type 1 diabetes I need a policy that will cover Covid 19 and his pre existing condition of diabetes

A:
Please look at /covid19-travel-medical-insurance/ Generally, insurance will pay for any new medical conditions, injuries or accidents that occur after the effective date of the policy. It will not cover routine maintenance of pre-existing conditions. However, some plans will cover acute onset of pre-existing conditions.
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Q:My father has diabetics. He is not on insulin though. I just want to take him for regular check up and have tablets. Will that be covered by the insurance?

A:
No.
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Q:I need for myself and my son who is 5 years

A:
You can look at available plans at /international-student-insurance/ If you have any specific questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/international-student-health-insurance/i-need-for-myself-and-my-son-who-is-5-years-75124/

Q:What kind of a plan can a Russian green card holder buy that covers maternity?

A:
There would not be a short term plan that could be purchased to cover maternity related cost. You would need to look into the domestic insurance options for coverage.
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Q:Where do I get a list of participating PPO Providers in Minnesota?

A:
All of the plans on the Insubuy website that have a PPO network associated with it will have a PPO network search that you can use to search providers. If you would like assistnacplease contact our office at (866)INSUBUY and we would be happy to assist you with your PPO netowrk search.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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