There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have type 2 diabetes and high BP since the last 15 years. Both are under control with medication, exercise and diet control. Will this be treated as chronic condition?

A:
If something occurs that has to do with a pre-existing condition, the only way it could be covered under any plan on the market would be if it fell under the acute onset benefit. You can read more about the benefit here. At the time of the claim the claims department will review the attending physician notes and lab results to make the determination of if it is an eligible expense or not. Should you have additional question you may call our office (866) 467-8289.
{{currentOrigin}}/answers/international-travel-insurance/chronic-condition-coverage-in-visitor-insurance-49992/

Q:Hi, My father is 76 years old Indian national and has pre-existing condition. Are you able to provide a travel medical insurance policy to the UK for 6 months starting 9th Sept that covers for pre-existing conditions? Thanks

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous plans available to him which can be quoted here. Keep in mind that the plans available on the market will not cover for the pre-existing conditions, preventative or routine care. Should you have additional questions or need further assistance you may reach us at (866) 467-8289.
{{currentOrigin}}/answers/trip-insurance/pre-existing-coverage-for-international-travel-51865/

Q:Can travel insurance cover if I cancel a trip because a country imposes a 14 day quarantine for visitors arriving in their country?

A:
This is dependent on the plan. There are plans available that have the cancel for any reason benefit, which will allow coverage for COVID-19 related reasons as long as it is purchased within the window of time from the initial deposit. You may view and quote insurance plans with the benefit here. Typically they have to be purchased within 10-20 days from the initial deposit, this depends on the plan. Let us know if you have additional questions. You may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/trip-cancellation-insurance/trip-cancellation-insurance-for-corona-virus-87911/

Q:We are going scuba diving in Turks & Caicos in November and need COVID-19 medical insurance and also want trip cancellation insurance due to COVID-19

A:
You can quote travel medical insurance with coverage for COVID-19, in the case it were to manifest in the body after the effective date, here. With regard to trip cancellation insurance for COVID-19 reasons, you would need a plan with the cancel for any reason benefit. Such plans are available for US residents and can be purchased here. Keep in mind that these plans must be purchased within a certain number of days from the initial trip deposit, such as 10-20 days. Should you have additional questions or need further assistance please call our office at (866) 467-8289.
{{currentOrigin}}/answers/holiday-insurance/travel-medical-and-trip-cancellation-insurance-for-coronavirus-90029/

Q:Will my travel insurance provide COVID-19 coverage for air travel back to home country and following days, if return and quarantine duration is within the policy validity period? Situation - If the disease is contracted during travel and diagnosed afterwards #Partriot America Plus.

A:
Since your Patriot America Plus plan was purchased prior to March 27, 2020 it will allow the coverage for COVID-19 as any other new illnesses should it manifest during the coverage period. You will have the coverage under this plan anywhere outside of your home country. Once you arrive back in your home country you will no longer be eligible for coverage under the plan as it is not designed to cover you in the country of origin (home country). Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/international-travel-health-insurance/patriot-america-plus-coverage-area-for-covid-19-34229/

Q:i am buying insurance for my gf but i dont have exact address of her city in europe. Can i just ad my address ?

A:
If the insurance plan you are purchasing is requiring you to enter in the home country address it would need to be the home country address she has in Europe. Let us know if you have addtiional questions. You may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/home-country-address-in-visitor-medical-insurance-application-30308/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More