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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a US citizen, resident in the UK, travelling to Miami 13 October looking for 2 weeks' insurance to include COVID related issues What do you recommend?

A:
Thank you for contacting Insubuy for your insurance needs. The Patriot America Plus plan is available for you and will cover you medically for the new illnesses or injuries. Should COVID-19 manifest in the body after the effective date of the policy it would be treated as any other new illness. Keep in mind these plans will not cover the pre-existing, preventative or routine care. Should you have additional questions or need further assistance you may call our office at (866) 467-8289.
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Q:We purchased travel insurance on our flights, but did not include the amount of our AI resort. If we departed a day early due to a Hurricane at the resorts request, can we file a claim with the travel insurance?

A:
Thank you for contacting Insubuy. We would be more than happy to assist you with this. In order to better assist with your question we would need the certificate number of your policy to advise further. You may call our office at (866) 467-8289 to speak with any of our licensed representatives and they will be able to advise on your situation.
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Q:I am living in San Fransisco and my parents will be coming next week and will be going to new York for tourism so will Atlas america cover my parents health care in new York city and how to get pre certify

A:
As long as your parents are not physically located in New York at the time of purchase you may purchase the plan for them. The Atlas America plan is designed to cover them anywhere outside of their home country. When you go to a provider for care the medical professional can verify the benefits of the plan through the information found on the ID card.
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Q:Can I buy atlas america health insurance from San Francisco for my parents in india and will they get health care of needed in new York city and is dental and vision coverage is also included on this insurance. How to get claim of health care and how to pre certify.

A:
As long as your parents are not physically located in New York at the time of purchase you may purchase the plan for them. The Atlas America plan is designed to cover them anywhere outside of their home country. When you go to a provider for care the medical professional can verify the benefits of the plan through the information found on the ID card.
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Q: I'm an F1 international student in the US. I'm planning to do a short visit next weekend (inside my state, NC). I'm wondering if I am qualified for the COVID-19 travel insurances listed in your website. If so, what should I fill for the time I left my home country? Since I'm already in US since 2019, and I'm not enrolled in any insurance plan. 2019 summer is the most recent time I entered the US and I remained in NC since then.

A:
You will want to view and quote insurance plans in the F1 section of our website. You will notice that there a few plans that will include the coverage for COVID-19 the same as any other eligible expense should it manifest in the body after the effective date of the policy. They will not cover pre-existing conditions, preventative or routine care. They will also meet the basic requirements for your visa type: International Student Insurance Should you have additional questions please let us know.
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Q:I am living and working In new York city and my parents will be visiting me very shortly so will Atlas america insurance cover my parents health care in new York

A:
As long as you purchase the insurance before they arrive in New York, they are eligible to purchase Atlas America. Once they are already in New York, you can't purchase for them. Atlas America would provide coverage in New York.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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