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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What product to choose if I need a travel insurance and health insurance as well? I want to buy a product that these 2 already included there.

A:
A majority of the plans found in the Trip Insurance section of our website will include medical benefits along with the travel benefits they offer. You will want to check the plan benefits to verify if they are primary or secondary benefits. If you need assistance regarding this you may also call our office at (866) 467-8289.
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Q:my spouse and i are travelling to Barbados We have different residences now Canada and Argentina Do we need to make separate applications for insurance

A:
Correct. If you or your spouse have separate residencies or citizenships it would be necessary to do separate applications.
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Q:I will be traveling to the United States of America from Nigeria in 2021 and I am interested to know your quotes for student health insurance packages for a period of 1 year. Kindly get in touch. Thank you

A:
Thank you for contacting Insubuy. Please use the link provided below to obtain a quote and purchase international student insurance. You may also purchase a plan over the phone by contacting our office at +1 (866) INSUBUY. International Student Insurance If your university has any insurance requirements, please send these to us so we can be sure the plan you purchase satisfies their requirements.
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Q:I am a US citizen who lives in the UK. I am looking for a comprehensive insurance policy that will cover me for a month long visit to the US in early 2021. At the moment, due to Covid, the UK government has advised against travel to the US. Is there a policy on offer that will cover me (medical, including COVID care) even though the country I'm living in advises against visiting?

A:
As long as your primary residence country is outside the US, you can purchase the Patriot America Plus plan for your visit. Keep in mind the plan will cover the new illnesses and injuries that manifest after the effective date. It will exclude coverage for pre-existing conditions, preventative and routine care. As long as COVID-19 were to manifest after the effective date of the policy in this plan it would be treated as any other new illness. If you have additional questions you may also call our office at (866) 467-8289.
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Q:Do any of your international Covid health insurance plans offer reimbursement for lodging if you are required to quarantine in a foreign country due to Covid?

A:
The Safe Travels Voyager plan will offer coverage for lodging. You may view more information about the plan here. Should you have additional questions or need further assistance you may call our office at (866) 467-8289.
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Q:Does any of your plans cover $2,000 if I have to quarantine for two weeks

A:
The Safe Travels Voyager will have this option available in the plan. Should you have additional questions you may call our office at (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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