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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is pocket allowance insurance needed to leave Costa Rica?

A:
Costa Rica requires specific travel insurance in order for entry. The Safe Travels Voyager plan will meet all the requirements necessary for travel and after purchase you will receive a visa letter stating the necessary coverages required for entry. Should you have additional questions or need further assistance please let us know. You may also call our office at (866) 467-8289.
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Q:3 of us traveling to Arizona at the end of Dec. Would like to get trip insurance so that if we have to cancel due to COVID (whether AZ limits travel or if it just gets bad enough we don't want to go), we can recoup some or all of our costs. Suggestions? Some of our trip is already paid for, some isn't but will be by the time we get closer to the date.

A:
The only type of trip insurance available for COVID-19 related cancellation would be under a cancel for any reason benefit. Typically these plans must be purchased within a certain number of days from the initial trip deposit. We would be happy to assist you in finding you adequate coverage and have numerous options available with this benefit. We would recommend you call our office at (866) 467-8289 and any of our licensed representatives will be able to assist you. Alternatively, you may view and quote plans here.
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Q:What is the best insurance for someone who has insurance in their own country, but wants to be covered for emergencies only.

A:
If you are looking for a New Immigrant plan, you may look here. The plans are designed to cover for new illnesses and injuries that manifest after their effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you need additional assistance or have further questions we recommend you call our office at (866) 467-8289. We will be able to further assist you with the additional information you provide to find a plan that will suit your situation.
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Q:Hi I am An Australian travelling to Thailand 1 December 2020 and need 4 months COVID insurance to get visa Min usd100,000 Can you help?

A:
You may view and quote insurance plans here. Make sure to set the policy maximum to $100,000. Should you have additional questions you may call our office at (866) 467-8289.
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Q:I am insured with UnitedHealthcare CDHP Choice Plus Savings.I have my parents visiting me next month Dec and they will stay for 3-4 months. Is it possible that I can add them in the same insurance?

A:
That is something you would have to verify with your insurance provider. If they are traveling on the visitor visa we would recommend purchasing a plan here. The plans available for visitors are designed to cover new illnesses and injuries that manifest after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you need additional assistance we recommend calling our office at (866) 467-8289.
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Q:Is immigration physical be covered by this insurance

A:
The plans available on the market are designed to cover the new illnesses and injuries. They will exclude coverage for pre-existing, preventative and routine care. A routine physical would not be covered under any plan available for a New Immigrant, but you may of course view and purchase the plans here to protect yourself for the unforeseen.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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