There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Good afternoon. Can I purchase medical insurance from you for my stay in the USA ( Maine ). I am already in the USA. I need coverage thru the end of February 2021. I am a Canadian resident. I do NOT require COVID coverage.

A:
You can run quotes for the available plans for visitors to the U.S. through this link:/visitors-insurance/ Some will include benefits for Covid-19 and some will not, you can certainly choose one that does not if you are not interested in those benefits. You already being in the U.S. and in Maine will not prevent you from purchasing. However, keep in mind that the plans for visitors will cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing. Some plans do include Acute onset benefits of pre-existing conditions and I have attached the information link below to explain that benefit option. /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please let us know if you have additional questions.
{{currentOrigin}}/answers/visitors-medical-insurance/purchase-medical-insurance-usa-maine-coverage-canadian-resident-require-covid-coverage-23792/

Q:does this plan cover medical fees incurred in Anguilla if i am not a US citizen

A:
We would be glad to assist. Can you please advise which policy you are interested in purchasing? We would need to know the name of the plan in order to confirm or verify any benefits, as well as how the plan works. However, we do offer plans that can cover non- U.S. citizens and residents as well, when they are traveling outside of their home country.
{{currentOrigin}}/answers/visitors-medical-insurance/plan-cover-medical-fees-incurred--anguilla-citizen-84962/

Q:I am trying to buy insurance for my mom who has a green card but when i select resident country as US it does not let me proceed. Can you please suggest what I need to do? I was looking at the patriot america plus plan.

A:
In order to purchase the Patriot America Plus plan the insured must have a residence address outside of the US. If their residence address is a US address then they are not eligible for this plan. You may purchase the International Major Medical plan for them. This plan will cover them in the US, and they are eligible for this plan even though they are on a Green Card. Please use the link provided below to view the plan details and purchase. You may also purchase the plan over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/new-immigrant-health-insurance/insurance-for-my-mom-who-has-a-greencard-84851/

Q:My 81 year-old mother is in the US, we are processing her green card - she does not have a SSN yet. Available comprehensive insurance for her age is up to 50,000 max. Does not sound like much... I am thinking I would like at least 100,000. I understand I can buy two policies, say the Safe Travels USA Comprehensive and a fixed-coverage plan like the Safe Travels for Visitors to the USA.My questions:1. Is there a problem with both policies being underwritten by the same insurer?2. Will the comprehensive policy always be the "primary" one, ensuring only after 50,000 you start "co-paying" with the fixed plan?Thanks.

A:
1. No, you can't buy two policies from the same insurance. 2. No. That is not true. Safe Travels USA Comprehensive is available only as long as the person has not received the greencard yet. You can look at additional products at /new-immigrant-insurance/
{{currentOrigin}}/answers/visitors-insurance-usa/mother-processing-her-green-card-comprehensive-insurance-for-her-44459/

Q:I am a UK resident and would like to travel to Costa Rica. Is there an insurance product that meets the Costa Rican health requirements related to Covid-19?

A:
We have numerous plans that will meet the COVID-19 medical requirement which can be found here, but there is not going to be a plan available to a non-US resident that will include the coverage for the lodging. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-health-insurance/costa-rica-travel-insurance-for-non-us-residents-to-meet-requirements-55554/

Q:Hi I'm from the Uk and left one month ago (5th November) to stay in the US over the holidays.I had travel insurance but it runs out on the 5th of Dec and I need to find travel/medical insurance to replace it as soon as possible.Can you help?

A:
We have numerous plans available on our website. You may view and quote the plans here. Keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/travel-medical-insurance/travel-medical-insurance-for-uk-visitors-to-usa-96690/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More