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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Where can I find medical providers in Israel?

A:
Outside of the United States there is not a concept of a PPO network with the plans. You are free to visit any provider that you choose in order to receive the needed medical treatment.
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Q:I am looking to purchase health insurance for my mother(pre-existing conditions/age 55) who is already in the US. We bought visitor insurance from India and also extended it once because she was not able to travel back to India due to the Covid-19 pandemic . Now her extension is also ending and she will be continuing to be with us here for next few months. In such a scenario which insurance would be suitable for her?Also, most of the insurance I am trying to buy have exclusion notes like "Not available in NY". We reside in NY. Can you please guide us which insurance can we buy?

A:
There is a plan called Safe Travels USA Comprehensive that she can purchase for coverage. This plan will cover her for any new accidents or illnesses that occur after the effective date of the policy. The plan will include coverage for an acute onset of a pre-existing condition as well. No plan on the market will cover her for routine check ups, preventative care or medications related to a pre-existing condition.
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Q:My family needs international covid-19 medical insurance and lodging insurance.

A:
Thank you for contacting Insubuy for your insurance needs. We have insurance available for US residents that includes coverage for COVID-19, in case it were to manifest after its effective date, as well as coverage for lodging. This is available in the Safe Travels Voyager plan. Should you need additional assistance or have further questions, you may also call our office at +1 (866) 467-8289.
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Q:as a US citizen is Visitor or Expat a better cost effective insurance for a 2 to 4 months visit to Mexico. I am on limited income and Medicaid.

A:
You can purchase short term Travel health insurance which provides coverage outside US. Expatriate health insurance plans are for long term.
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Q:I have just bought the Atlas Essential International travel insurance, for travel from Sweden to Thailand.I am now looking in MyAccount to figure out:Which document should I provide as proof that I am insured for Covid-19 for up to 100000 as requested by Thai authorities?

A:
The document that you will need to print and provide as proof of coverage, would be the Visa letter. You will find the link to this document in My Account. /myaccount/ If you have any additional questions, please let us know.
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Q:My husband (UK citizen) just purchased the Safe Travels USA policy and I (US and UK citizen) purchased the Patriot America Plus policy for our trip to the US. We are both resident in the UK where the UK Foreign and Commonwealth Office has an 'all but essential travel' warning for the USA and many other countries due to Covid. Can you please confirm the UK advisory with regard to the US does not affect (e.g. invalidate) our policies?

A:
Yes, your policies will still cover you outside of your home country.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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