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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I was looking through some of the plans listed on the website and am trying to find the best one to cover me in my studies. I think the ExchangeGuard Essential with 0 deductible and 0% copay and $500,000 coverage is what I would want, but I need to make sure it fulfills Palm Beach State College's requirements.
Q:I'm wanting to purchase insurance for my son who will be attending college in USA on F1 visa. Based on the information on the website I'm struggling to understand what the difference is between the Exchange Guard Essential and Exchange Guard Choice policies are. The differences that I can observe through the compare option don't seem important enough to justify the difference in price and so I'm wondering if there is something I'm missing. Is there an expert that is able to more easily clarify the difference between these two policies?
Q:I am a South African citizen studying in the US (Florida). I am wanting to possibly purchase health insurance through your company. Part of the requirement of getting health insurance through an outside company and not the university is having the insurance company sign and stamp a form stating that they can provide 15 needed requirements (see attached form). Could someone assist me in getting a plan that covers all 15 requirements? And if so, is there someone that can sign the form once I purchase the insurance plan? I would like to purchase the Standard plan , but first want to make sure that it covers all the requirements.
Q:My mother-in-law is visiting us in USA with a B2 visa and we decided to sponsor her for greencard. We are in the process of applying to USCIS. She is 77 years old. I am looking for a good medical coverage for her while her adjustment of status is pending. I checked through the plans that you offer and Atlas America seems like a good coverage (we want covid19 coverage and also acute onset of preexisting due to her high blood pressure). A deductible of $250 and limit of $50,000 I would like to get an quote from you that I can present include in our greencard application. Can you generate such document with the start date of January 1 and duration of 6 mon
Q:Hi I am an shopping about for medical insurance - I am due to come to the US in January 2021 for a Golf Scholarship, I think I have a quote for the ExchangeGuard Choice but it is a bit of a minefield. My College has sports insurance in place but want to confirm the option/amount for the benefit for sports injuries Not sure if I should be asking other questions but would appreciate any other advice/help in this matter.
Q:If our planned date of departure changes, how do we change the coverage dates
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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