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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What does safe travels USA fix insurance would cover in case of contracting covid during the policy period?

A:
In case COVID-19 were to manifest in the body after the effective date of the policy in the Safe Travels Elite plan it would be treated as any other new illness and be covered according to the plans schedule of benefits after the deductible has been met. Should you have additional questions please let us know.
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Q:Looking forward to purchase Safe Travels International Cost Saver or Atlas International Insurance and have a few question: 1. Can this insurance be purchased for Non-US Customers? The insuree would be a Sri Lankan national, who was residing in UAE on a Resident Visa, but now changing status to Tourist Visa. 2. Does the insuree has to be in Home country before purchase? The insuree is already in United Arab Emirates, which is a Non US Location and not a Home Country. 3. Are the Outpatient/ Emergency treatments Cashless or Reimbursement based?

A:
Thank you for your questions, we would be happy to assist. Please see the below for answers to your questions. 1. In either plan mentioned, a non-US resident or citizen may purchase. 2. The insured may purchase after departure as well before. 3. This would depend on how the provider you are visiting sets up their billing. Keep in mind the Atlas International and Safe Travels International Cost Saver plans are for travel outside of your home country, excluding the USA. If you are looking for coverage within the United States it would be recommended to view and quote the plans here.
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Q:Does travel insurance cover the group if they are not related? We are 6 friends that are traveling from NY to NC by car. Can the person that signed the lease be the only one that needs to get insurance?

A:
Thank you for contacting Insubuy for your insurance needs. We would be happy to assist you with your Trip Insurance needs. It may be better suited for us to explain over the phone if you would like to call our office at +1 (866) 467-8289. With regards to insuring the trip cost, it can either be the individual that made the booking be under a plan or everyone involved on the trip. It would be recommended that all individuals that contributed to the cost of the trip be insured on the plan, but there must be a clear record of payments made from each individual to show as proof in the case of a claim. Should you have additional questions please let us know.
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Q:Can you purchase medical-covid Insurance after you arrive in the US?

A:
Yes, you can. You may view and quote the available plans by filling in the requested data here. Let us know if you need assistance. You may also call our office at +1 (866) 467-8289.
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Q:Is there an age limit to buy this insurance?

A:
Certain policy maximums may not be available as you go up in age, but there are numerous products available to those of all ages. Should you wish to view the available plans you may view/quote insurance plans here. Enter in the appropriate data and you will see the available plans for the individuals requested. Should you need assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Hi, I need insurance to cover for Type 2 diabetes as soon as I enter the country without the 6 months waiting period. Do you have any such plans?

A:
Thank you for contacting Insubuy for your insurance needs. There would not be a plan available that will allow the coverage without a waiting period. If you are looking for plan that will allow for such coverage we recommend contacting your university and seeing if they offer a plan that would allow for such coverage. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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