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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I cancelled a trip and need to file a claim for 600 each for myself and spouse

A:
Thank you for contacting Insubuy for your insurance needs. If you have an existing policy with us you can call our office and we will walk you through the claims process. Our phone number is +1 (866) 467-8289.
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Q:how can i get my 1095a from offline

A:
Thank you for contacting Insubuy for your insurance needs. The insurance plans do not offer a 1095A tax form as they are not ACA complaint. Please see the below article for more information. You may also call our office at +1 (866) 467-8289 for additional information.
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Q:Looking for a cashless insurance for my parents visiting usa , need for one year . Want good medical coverage . Ages 70 and 64 yrs

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote the plan in the COVID-19 Travel Medical Insurance section of our website. The plans are designed to cover the new illnesses and injuries that manifest after the effective date of the policy. They will exclude the coverage for pre-existing conditions, preventative and routine care. With regards to "cashless" coverage, the plans will typically have direct billing set up through a PPO network in most comprehensive plans. View the plans to compare and see the articles below for additional information. Should you have other questions you may also call our office at +1 (866) 467-8289.
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Q:I have a Safe Travels International Cost Saver insurance and I am currently in Paris France, I just found out I am pregnant and I am wondering if the insurance will cover my appointments along with ultrasounds and then labour. I am also not able to find providers that work directly with this insurance.

A:
The visitor insurance plans available on the market will exclude coverage for maternity/pregnancy coverage. You will have to pay for these expenses out of your pocket. With the plan you have purchased, you may go to any provider you would like for coverage for new illnesses and injuries that manifest after the effective date. Should you need additional assistance or have further questions you may also call our office at +1 (866) 467-8289.
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Q:Your company was recommended to me but I don't know if you cover trips in Europe. I'm an American citizen working in Berlin, Germany and want COVID coverage for an upcoming trip between Berlin and Funchal, Madeira between 13-20 March. In the unlucky event that I would catch COVID on the plane or while there, I want to know about quarantine cost coverage and other expenses.

A:
You may view the plans available in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. There you will be able to view all the available plans as well as their benefits. Should you need additional assistance, you may also call our office at +! (866) 467-8289.
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Q:I am visiting United Arab Emirates as a tourist, I need to see a doctor, will your insurance cover? and if yes, which hospitals and clinics I can visit?

A:
You may view and purchase the plans in the COVID-19 Travel Medical Insurance section of our website. Keep in mind the insurance plans available are designed to cover the new illnesses and injuries that are contracted after the effective date of the policy. They exclude pre-existing conditions, preventative and routine care. Should something be currently going on, it would not be covered under the insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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