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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a 70 years old Permanent Resident who arrived to the US in December 2020. I have no job so far. Is there an Insurance Plan that I could apply for?

A:
You can purchase New immigrant insurance
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Q:Hi, I got an O1B Visa and I live in NYC. Can I get and insurance through your website for 1 year? What happens if I choose your insurance service instead of the one provided by my employer? Thanks

A:
If you are offered insurance through your employer you would need to purchase through them. Should you have additional questions or need further assistance you may call our office at +1 (866) 467-8289.
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Q:Hi,I'm Swiss and resident in Switzerland. I'm planning on traveling to Costa Rica soon and need an insurance that covers accommodation costs up to 2000 in case I'm ordered into quarantine. Do you have a plan that covers that?

A:
Travel Insurance for Costa Rica Select plan from Non US Residents section. It meets all the Costa Rica insurance requirements including $2000 lodging or quarantine coverage.
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Q:There is a requirement from Costa Rica that says coverage for up to 2k for hotel expenses must be included in the plan. I don't see any coverage for this. Would it fall under liability? I'm assuming that if you get quarantined to a hotel they want to guarantee that the hotel bill will be covered?

A:
Travel insurance for Costa Rica It meets all the requirements by Costa Rica Govt. including $2000 quarantine coverage.
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Q:My wife to be will be arriving the USA on a K1 visa next week and look to find out how to get her medical insurance

A:
You can purchase Fiance visa medical insurance until she becomes eligible through your employer insurance or eligible to enroll in the open enrollment period. K1 visa insurance FAQ
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Q:My dad is 69 years old and is visiting me in USA and I would like to buy a insurance policy, unfortunately the max limit is 100,000 dollars. Can I buy two policies?

A:
As long as the insurance companies are different you are more than welcome to purchase multiple plans. For example, the Atlas America and Safe Travels USA Comprehensive plans would be fine to purchase together and the plans would coordinate benefits between each other. Keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude the coverage for pre-existing conditions, preventative and routine care. Should you need additional assistance you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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