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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:We are members of AARP, aged 81 and 82, have Medicare A & B and supplemental United Healthcare. We are traveling to Panama on vacation 8/3 to 8/10/21 and would like to know what health policy we should purchase that guarantees return of deceased remains if that should occur.

A:
You can purchase Voyager Choice Insurance which provides coverage for pre-existing as long as you have primary insurance in US. So insurance provides coverage for repatriation of remains does not matter death is related to pre-existing conditions or not.
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Q:Will traveler insurance to Costa Rica continue to be valid with the Level 4 warning from the USA State Department?

A:
Costa Rica Travel Insurance travel advisories only applicable if they are coming from U. S. Department of State ( not the CDC ) which is who has currently issued the level 4 travel advisory. So our plan will still cover you to Costa Rica.
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Q:Can you suggest the best option for visitors visa that will cover cataract (pre existing) for patients aged between 65 to 72 yrs old?

A:
Visitors insurance plans are designed to generally cover new medical conditions, injuries or accidents that may occur after the effective date of the policy. They are not designed to cover chronic medical conditions such as cataract.
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Q:we will be traveling to Costa Rica from April 23-May 30, 2021. We have medical coverage but are in need of coverage for lodging. Can you help?

A:
You may view and quote plans in the Travel Insurance for Costa Rica section of our website. Those plans will meet all the necessary requiremetns to travel to Costa Rica. Should you have additional questions or need further assistance you may call our office at +1 (866) 467-8289.
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Q:My grandfather is 86 years old and have done bypass surgery 2 years prior. no other health issues.

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote insurance plans in the Visitors to the USA section of our website if he is on the visitors visa. Keep in mind the plans are designed to cover the new illnesses and injuries that are contracted after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance you may call our office at +1 (866) 467-8289.
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Q:What dental work is covered under the Patriot Exchange Program - Worldwide

A:
The Patriot Exchange Program has two dental benefits that can be found in the Plan Benefits. Keep in mind these plans do not offer coverage for routine dental work. Unfortunately, such coverage would be unavailable. However, there is a discount plan available that is called Careington. If you are interested in purchasing or have additional questions you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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