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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm planning to 'patriot america plus' for my family.at the first step, the deductible price settings are equally per person. (i cant adjust the deductible price : my husband's price 500, my chilren's price 0)so i want to enroll insurance differently my husband' account and my children' account.please let me know how to subscribe my family's insurancethank you

A:
If you are wanting different deductibles for your spouse and children you will have to purchase separate plans for them as the application will not allow you to selectively choose deductible for each individual. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:I am crossing the border from Panama to Costa Rica and will board a plane for the U.S. in no longer than 4 days. What is the bottom line I would pay ? Thank you, Gregory

A:
Thank you for contacting Insubuy for your insurance needs. We will need more information in order to better assist you. Please contact us via chat or at +1 (866) 467-8289 so we may better assist you.
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Q:Do we need to register the insurance with the Costa Rica government?

A:
Thank you for contacting Insubuy for your insurance needs. Once you purchase from the Costa Rica Travel Insurance section, you will upload the visa letter to the Costa Rica Health Pass website. Should you have additional questions please let us know. You may also call us at +! (866) 467-8289.
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Q:Is my Safe Travels Voyager plan extendable or renewable? It expires soon but I am going to be going to be going through the hoops to obtain/extend another 3 months in Cista Rica.

A:
Your home country state does allow for extension. You can have this plan for a total duration of 180 days. To extend the coverage you will send a request through the MyAccount section of the website.by selecting the Request Changes/Corrections button. Once your in the request section, you will check the box for "A change/correction I need to request is not listed above" and click the next button. On the following page you will advise the exact date you wish to extend the coverage to and authorize the charge to the card on file. You will also need to provide a statement of good health confirming that you are not ill, injured and that you have not used the insurance since the effective date of the policy. Should you need assistance regarding this please call our office at +1 (866) 467-8289.
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Q:can i cancel my insurance

A:
In order to submit a cancellation request you will log into the MyAccount section of the website with your certificate number and date of birth. Once logged in you will select the "Cancel Policy" button and follow the prompts. Should you need assistance regarding this you may also call our office at +1 (866) 467-8289.
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Q:Dear insubuy,I'm a an international scholar who was working since October 2018 in the Us. First with a J1 visa and then with an H1b visa. My current visa is expiring June 30 2021 and I have applied for a green card. For the moment my I485 is in process, and I understand that I would need a proof for a health insurance. Is there an option for my case to be covered with insubuy ?Thank you in advance

A:
We possibly have a few options available to you such as the International Major Medical plan or the National General STM insurance. In order to better assist you we will need additional information. Please call our office at +1 (86) 467-8289 so we may better assist you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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