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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, my wife is on an H4 visa and will arrive in the US late June. I called my employer's insurance and said that she is not eligible anymore to be added under my insurance so looking around for the best health insurance for her which includes routine checkup/ doctor's appointment and dental if possible on top of the usual coverages until the end of this year.

A:
Unfortunately, such coverage would not be available to her. However you may view the International Major Medical or National General insurance plans to verify if they are eligible in your state. Those types of coverage would be applicable to her until she is eligible to enroll into your employer coverage. If you have additional questions you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/new-immigrant-health-insurance/h4-insurance-until-eligible-to-enroll-in-domestic-coverage-76411/

Q:How long does the process take to get our insurance letter once we go purchase? How long does Costa Rica take to send the QR code usually?

A:
You will be able to retrieve the policy documents immediately after the purchase of the insurance plan by logging into the MyAccount section of the website. The plans found in the Costa Rica Travel Insurance section of the website are designed to meet all the requirements necessary to enter Costa Rica. Should you have additional questions you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/trip-cancellation-insurance/visa-letter-policy-documents-costa-rica-55161/

Q:The entry requirements to Ukraine are as follows. Will the Atlas International insurance satisfy these specific requirements?"Foreigners and stateless persons are now allowed to cross the border into Ukraine provided they have an insurance policy certificate issued by a Ukraine-registered insurance company, or a foreign insurance company with an office in Ukraine or a contractual partnership with one of the Ukraine-registered insurance companies."

A:
This is the plan we would recommend for coverage to Ukraine would be this plan: /atlas-international-insurance/ This plan's insurance underwriter has worldwide offices. You would have to verify with Ukraine is we are on their recommended list of providers. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/travel-medical-insurance/entry-requirements-ukraineatlas-international-insurance-64070/

Q:Hi Do I need insurance if I want to visit Jordan from Poland and would like to stay in Jordan for tow days only

A:
You will need to verify entry requirements regarding insurance with your destination country. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/insurance-visit-jordan-poland-55884/

Q:With an annual coverage for multiple trips, do all trips have to be to the same destination, or can I go different places?

A:
The multi-trip plans can cover you whenever you leave your home country up to a certain # of days based on the policy option you select. It can cover you anywhere in the world outside of your home country including multiple destinations within one covered trip. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/international-travel-insurance/annual-coverage-multiple-trips-same-destination-different-places-43092/

Q:HOW DO I CHECK THE STATUS OF THE CLAIM

A:
You would need to contact your plan's claims department directly for a claims status. The direct # to your plan's claims department is 1-800-628-4664. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitors-insurance-usa/check-status-of-claim-57804/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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