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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I am from Taiwan, and I plan to travel to Guam from July 10 to July 14, does your Covid 19 health insurance cover outside states? like Guam? Thanks,

A:
We do offer plans that can cover someone outside of the U.S. if that is their country of residence, and can include medical benefits for Covid-19. You can find plans that offer benefits for Covid-19 through this quoting link: /covid19-travel-medical-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/taiwan-travel-guam-covid-19-health-insurance-99356/

Q:Intend to enter the US with a fiance visa next year. I am 70 years old and a UK citizen and my fiance is 53 and a US citizen. I don't qualify for Medicare or Medicaid. What would i be expected to pay? Thanks

A:
Thank you for contacting Insubuy. You may view and quote our Fiance visa medical insurance. Once you are married you will no longer be eligible for the plans in this section. You may then select our Bridge Plan designed to bridge the gap until you are eligible for Medicare.
{{currentOrigin}}/answers/new-immigrant-health-insurance/fiance-visa-insurance-for-a-uk-citizen-36211/

Q:I have booked flight tickets 25 july and insurance also 25 to august I have valid so if I get visa earlier I can rebook my flight tickets and I can make earlier travel insurance without fee??

A:
Typically you may change the coverage dates prior to the effective date of the policy. You may do so through the MyAccount section of the website. Should you have questions regarding a specific plan or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/schengen-travel-insurance/coverage-date-change-in-travel-medical-insurance-85821/

Q:Would the health insurance for students cover the cancer or neoplasm diagnosis?

A:
Thank you for contacting Insubuy for your insurance needs. The Student Insurance plans available on the market are designed to cover the new illnesses and injuries that are contracted after the effective date of the policy and will typically exclude the coverage for pre-existing conditions, preventative and routine care unless otherwise stated. Specific coverage is determined by the certificate wording of the policy. Should you have a specific question regarding a plan please let us know. It may also be more beneficial to you to call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-student-medical-insurance/neoplasm-coverage-in-international-student-insurance-45631/

Q:Do you cover travel insurance for pregnancy?

A:
Unfortunately, there is no travel insurance for pregnancy available on the market. Should you have additional questions please call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-medical-insurance/travel-insurance-for-pregnancy-46256/

Q:Costa Rica QR code website asks me to upoad insurance file in PDFmy

A:
You will need to download the visa letter from the MyAccount section of the website and upload that into the Costa Rica Health Pass. If you continue to have issues you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/trip-cancellation-insurance/how-to-access-visa-letter-for-costa-rica-health-pass-13211/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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