There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:does it covers covid 19 PCR test? If covid 19 positive, then does it covers all the expenditures?

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous products in our COVID-19 Travel Insurance section of our website that will allow the coverage for COVID-19 if it were to be contracted after the effective date. Be sure to read over the certificate wording of the plans for full definitions on coverage. Should you have additional questions you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/covid-travel-medical-insurance-for-coronavirus-coverage-14848/

Q:I am interested in the Diplomat America Visitor Plan, as I will be visiting the US on a sabbatical. My son and I are American citizens, but my wife's nationality is Korean. Can she be included on the coverage plan?

A:
There is only one place to enter the Citizenship on the application. Therefore, everyone needs to have the same Citizenship on the application. Your wife will need to be on a separate application. Please let us know if there is anything else that we can do for you.
{{currentOrigin}}/answers/international-travel-medical-insurance/diplomat-america-insurance-40263/

Q:I cant login to my account to print cards; I don't know either ID numbers.

A:
You can log in with the certificate number you received on your confirmation email. If you also do not have that you can call our office at (866) 467-8289 for more assistance.
{{currentOrigin}}/answers/international-travel-health-insurance/i-cant-login-to-my-account-to-print-cards-i-dont-know-either-id-numbers-94068/

Q:Is it true that if you purchase travel insurance in the state of Florida and you do not use it, you can get a full refund for the cost of the policy?

A:
Unfortunately our policies only refund a pro rated amount for the days that are remaining if you cancel early. None of the plans are designed to give a full refund for not making a claim with the insurance. If you have any more questions please feel free to contact us or review the refund rules for our plans.
{{currentOrigin}}/answers/trip-cancellation-insurance/full-refund-for-the-cost-of-the-policy-42131/

Q:Is this insurance refundable if I only need it for part of the original number of days purchased?

A:
This is dependent on the plan you are referring to. You can view this information under each one of the plans. It will state whether or not the plan has a refund procedure and how it will work. If you know the name of the plan you are in question about please let us know so we may better assist you with an accurate answer. You may also call our office at +1 (866) 467-8289 and any of our licenses represetnatives will be able to better assist you regarding this.
{{currentOrigin}}/answers/schengen-travel-insurance/cancellation-rules-in-schengen-visa-insurance-50661/

Q:My father had stroke due to clots exactly one year back. He got his treatment and he is doing good . His is visiting us from 3 months. From past one week his blood pressure is very high and is complaining dizziness sometimes. Not showing any serious symptoms but I e of our close doctor is expressing her doubt about stroke been hit again. To confirm we might need to get some tests like MRI, CT scan etc, .. will these tests be covered by insurance? If we take him to ER , the tests done to diagnose and the treatment will they be covered?

A:
Thank you for contacting Insubuy for your insurance needs. The plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. Although the Atlas America plan does include the Acute Onset of Pre-Existing Conditions benefit, it will not be determined if something falls under such benefit until the time of service. Should you have additional questions you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-insurance/atlas-america-stroke-coverage-83692/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More