There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:We booked a trip to Colorado departing 8/29-9/10. We paid in full last week. Now it's looking like the air quality is bad due to the California wild fires. What insurance could we purchase that would cover the loss of this trip?

A:
If you are already planning on cancelling your trip, you would be unable to purchase a plan with the intent of using it for cancellation purposes. However, if you are wanting to protect yourself from the possibility of cancellation you may still be within the window for a cancel for any reason policy which could allow for the cancellation and refund to a certain percentage of the non-refundable trip cost. You may view our Travel Insurance plans that allow such coverage and also call our office at +1 (866) 467-8289 for a more specialized recommendation based on your needs. Please let us know if you have additional questions we may assist you with.
{{currentOrigin}}/answers/trip-insurance/cancel-for-any-reason-insurance-in-travel-insurance-plans-57385/

Q:I'm a US Citizen at age 69 with expected retirement at age 72 with desire to live in Mexico with permanent new home, desire to achieve Mexican citizenship after 5 years, and in the interim be able travel world wide with access to local Mexican quality healthcare, protection while traveling, and with current treatable prostate cancer diagnosis. Any words of wisdom including healthcare policy and expected costs would be appreciated.

A:
We can offer some of the the expatriate plans if your looking to get your pre-existing condition included. you usually have to disclose known issues for the policies to cover your pre-existing condition. After they go through underwriting they can inform you if they can include coverage.
{{currentOrigin}}/answers/international-health-insurance/expat-to-mexico-27962/

Q:this is a scenario : person traveling to Qatar for 3 weeks. Buys the evacuation rider. needs to be evacuated due to an illness, will they be evacuated to a near by facility that can handle the illness or will the rider get the evacuated back to the US?

A:
Thank you for contacting Insubuy for your insurance needs. Typically with medical evacuation the insured would be taken to the nearest facility where they can receive adequate care. We would be happy to assist you further if we knew which plan you are referring to. If you call us at +1 (866) 467-8289 any of our licensed representatives will be able to assist you in answering your queries regarding the plans.
{{currentOrigin}}/answers/travel-health-insurance/medical-evacuation-in-medical-insurance-plans-45261/

Q:Does the insurance cover RT PCR test cost while return bank to home country

A:
None of the insurance provides coverage PCR test related to travel or voluntary test.
{{currentOrigin}}/answers/holiday-insurance/does-the-insurance-cover-rt-pcr-test-cost-while-return-bank-to-home-country-60639/

Q:I am looking for COVID protection while traveling outside the US ot Mexico. Can you clarify iF your coverage includes accommodation due to COVID quarantine? And, is medical treatment costs due to COVID covered?

A:
You can purchase COVID 19 travel insurance with quarantine coverage
{{currentOrigin}}/answers/international-travel-medical-insurance/loooking-for-covid-insurance-while-traveling-outside-us-to-mexico-need-insurance-quarantine-coverage-94606/

Q:Most countries require quartine coverage for Covid for up to 14 days in a hotel can you extend your coverage from 2 days to 14?

A:
Thank you for contacting Insubuy for your insurance needs. There are few plans that will offer COVID-19 Quarantine Coverage. Please read over the available plans and call us if you have any questions. Our phone number is +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-medical-insurance/required-quarantine-coverage-57467/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More