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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Dear Insubuy Representatives:I am a Taiwanese citizen, I have received US green card (Family Based) in May this year. I plan to visit US in Sept and stay for 5 months. I do not have any US employment currently. I searched the options in your website, and would like to know if the Patriot America Plus a good choice for my status (am I eligible) ? Please let me know if there is any other suggestions. Thank you.

A:
The Patriot America Plus plan would be fine for you as long as your primary residence country is outside the United States. If you are eligible for domestic insurance at any point and intend on residing within the US permanently, you will need to purchase the domestic insurance available to you as you would be ineligible for the coverage offered through our website. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:I have USA visitor visa, not yet pregnant.I want to deliver my child in USA, so which type of insurance i can purchase which cover delivery expense in USA. kindly suggest. Currently living in UAE.

A:
There is not a plan that will offer such coverage. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:If an international student has graduated and waiting for a job to get health insurance. Can they get insurance through insubuy during this gap in coverage?

A:
Yes. you can purchase Student medical insurance while you wait for your benefits to come in from your future employer.
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Q:Hi I will be studying in the United States in September. My school used your website to buy my and my child's health insurance. Is it possible for me to buy a 6-month package and if I need to extend, buy another package later? Or is it necessary to buy the entire I20 duration package? My I20 is for 1 year but I believe it will be 6 months, if you want to extend, could I buy another health plan package?

A:
Thank you for contacting Insubuy for your insurance needs. Most of the plans can be extended as you need them. It would not be necessary to purchase for the full duration up front, unless it is required by your university to show as proof. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-student-insurance/extendable-student-visa-insurance-plans-40320/

Q:Residencia de tres anos para estudar necessita de quanto tempo de seguro viagem?

A:
Hola, No tenemos un agente que hable portugues. Hemos traducido su pregunta y parece que usted esta preguntando cuanto seguro se requiere para una residencia de 3 anos. Si usted necesita un seguro de viaje para su residencia, tenemos planes que cubriran a una persona que esta viajando fuera de su pais de origen. La mayoria de los planes se pueden comprar hasta 364 dias y algunos se pueden extender hasta 2 anos. Puede realizar una cotizacion en el siguiente enlace. /seguro-de-salud-de-viaje/ El seguro para visitantes generalmente cubre todas las nuevas condiciones medicas. Cubriria nuevas enfermedades, lesiones o accidentes que puedan ocurrir despues de la fecha vigencia de la poliza. Los planes de seguro para visitantes no cubren chequeos preventivos, inmunizaciones o condiciones preexistentes.
{{currentOrigin}}/answers/international-student-health-insurance/residncia-de-trs-anos-para-estudar-necessita-de-quanto-tempo-de-seguro-viagem-28334/

Q:We booked a trip to Colorado departing 8/29-9/10. We paid in full last week. Now it's looking like the air quality is bad due to the California wild fires. What insurance could we purchase that would cover the loss of this trip?

A:
If you are already planning on cancelling your trip, you would be unable to purchase a plan with the intent of using it for cancellation purposes. However, if you are wanting to protect yourself from the possibility of cancellation you may still be within the window for a cancel for any reason policy which could allow for the cancellation and refund to a certain percentage of the non-refundable trip cost. You may view our Travel Insurance plans that allow such coverage and also call our office at +1 (866) 467-8289 for a more specialized recommendation based on your needs. Please let us know if you have additional questions we may assist you with.
{{currentOrigin}}/answers/trip-insurance/cancel-for-any-reason-insurance-in-travel-insurance-plans-57385/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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