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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a pakistani traveller and I live in Pakisan. I am going to travel to Ottawa, Ontario, Canada on 22 September 2021. I will probably stay in Canada for three months. For this period, I will need travel medical insurance. I have the following questions:1. Am I eligible for Visitor Secure Plan by World Trips?2. Does this Plan cover dental visits?3. Does this plane cover CORONAVIRUS treatment?Kindly reply as soon as possible so that I can buy the plan.Thank you in advance.Kind Regards,Saud

A:
Thank you for contacting Insubuy for your insurance needs. The VisitorSecure plan does include coverage for COVID-19, and you are able to purchase the plan to cover you anywhere outside of your home country including Canada. This plan does have a restriction for Canada which states the insured cannot be physically located in Canada at the time of application. So you will need buy this coverage prior to your arrival in Canada. VisitorSecure is primarily designed to cover you medically so it only provides limited dental coverage for an accident related emergency. If you have any additional questions or concerns, please feel free to contact our office at +1 (866) INSUBUY 467-8289.
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Q:My mom is going to visit me for 6 months to help taking care of my newborn baby. She has MS. Could you please clarify if Atlas visitor insurance would cover it under accute onset pre-existing condition if all in a sudden she has MS attack and need to see a doctor right away?

A:
Unfortunately, there is no definitive answer for pre-existing conditions under the acute onset benefit. She could have the possibility of coverage under the benefit, but it is determined at the time of service based on the attending physician notes and lab report. We would recommend reading over the certificate wording of the policy to familiarize yourself with the definitions within the policy. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Hello, A family member is a student enrolled in an ESL prgram in the USA, Utah. I am helping her find the best health insurance. Is there a Brazilian Portuguese representative that could assist her?

A:
We have licensed agent who speaks English, Chinese and Spanish. We don't have any agent who speaks Portuguese. You can get quote in Portuguese at International Student insurance
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Q:I want to visit U.S and have a chronic pain condition and i want to get treated for it in USA. Is there any insurance plan even for a premium that can cover only doctors visits as i will not have any imaging in usa or any surgical procedures.I just want a plan that can cover 2 to 3 doctor visits as i will be in Usa for only a month

A:
Unfortunately, there would not be such coverage available under the plans as they are designed to cover the new things that are contracted after their effective dates. Should you be looking for coverage for those cases, you may view plans in the Visitors to the USA section of our website. If you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:We're traveling as a family group, Wife (59yr), Husband (61yr) and Mother (78yr). Can you get a group policy?

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote plans in the Group Insurance section of our website. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:How do I set up an account? I wish to purchase travel insurance

A:
The MyAccount section of our website is able to be accessed immediately after purchase with your certificate number and date of birth. If you need assistance with a plan recommendation you may call our office at +1 (866) 467-8289 and we will determine which plan would be the recommendation for your situation.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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