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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi I am looking at the Safe Travels Voyager insurance for an upcoming trip to spain. Being fully vaccinated my concern is that if I test positive and have to quarantine will my lodging/meals be covered. We are 3 and we have decided that whoever tests negative goes back to the USA and those that test positive quarantine.

A:
The Trip Delay benefit in the Safe Travels Voyager can be used in this case. You can read over the certificate wording for complete definitions of the benefit. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Hi I am coming to the US to visit my family after nearly 2 years. I am covered in Spain with private insurance and they do cover for travel. However I would like to purchase additional insurance for the three weeks I will be there. I am also vaccinated against COVID. Would this insurance work for me?

A:
If you are a United States citizen returning to the US for a visit, you may purchase insurance from the Visitors to the USA section of our website. You will enter the appropriate information into the quote screen of the website and view the applicable plans. One recommended plan if your primary residence remains Spain would be the Patriot America Plus plan. You can read over the certificate wording and if you have additional questions regarding the coverage available you may call our office at +1 (866) 467-8289.
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Q:I need coverage for quarantine if I get Covid-19

A:
Hello, You can go to the following link to view the plans that include a trip delay benefit that will provide coverage if you were to test positive for COVID-19 and be required to quarantine. /covid19-travel-insurance-with-quarantine-coverage/ Let us know if you need additional assistance.
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Q:Would like to know if this plan is applicable for Indian Citizens travelling to UK or Europe or only for US Citizens?

A:
Most of our insurance provides coverage anywhere outside your country of residence. You can get instant quote for Schengen visa insurance
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Q:Middle name is spelled wrong. How can we correct?

A:
Please submit name correction request at MyAccount
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Q:Hi there, I am planning to go to France and applying for a Schengen Visa since I am from China but currently living in the US. I have a draft plan on when to go but could not make sure the time. Is the insurance refundable so I can order and make a payment but cancel it to get a full refund later?

A:
You can purchase Schengen Visa insurance you can make changes before the effective date of the policy. Schengen visa insurance cancellation policy
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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