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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:If the person travelling is 70 do the policies that state coverage up to x amount 70 apply to them?

A:
Hello Summana Thanks for contacting Insubuy. Are you asking acute onset of Pre-Existing Condition for person under 70 years old? Is there a plan you are interested in? We have various visitor medical insurance covers Acute onset of Pre-Existing Condition for person over 70 years old. You can also call us at +1(866)INSUBUY(467-8289) if you have any further questions.
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Q:My husband, myself, and two children have been living in Australia for the past 8 months. We are all US citizens. We are moving back to the United States, but stopping in Honolulu for 5 nights before going on to Orlando, FL. We will not be returning to Australia, but do not have an address in the US yet. We can use my parent's address in FL if needed. Do we need to purchase domestic travel insurance? Or visitor's insurance?

A:
Hello Katie Thanks for contacting Insubuy. You need to consider Obamacare insurance plan if you plan live in United States permanently. You can also call us at +1(866)INSUBUY(467-8289) if you have any further questions.
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Q:I will be extending my insurance today. Does it cover me if I travel out side USA. Eg, StLucia? Thank you

A:
Patriot America Plus will cover you anywhere outside of your home country. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:For Patriot America Plus, for Pre-existing conditions, there's an exception for "any urinary tract infection". Does it mean those infections are not covered?thank you

A:
They will be excluded from coverage. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I got this insurance because I needed it while overseas for in case I had gotten covid, anyway I'm back in the states, so can I use this insurance here? Or only in another country? And if yes, can you send me the coverage information again? Thank you for your time.

A:
The Beacon International plan is designed to cover you outside your home country, excluding coverage in the United States. Also keep in mind that the policy does not offer coverage for COVID-19. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Will COVID 19 travel insurance cover my expenses, including required hotels and transportation etc., related to my extended stays for the mandated guarantine by local authority?

A:
Thank you for contacting Insubuy. You may purchase COVID-19 Quarantine Insurance. These plans include coverage for the lodging and accommodation expenses in the event of a quarantine. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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