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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:INSURANCE

A:
Please feel free to contact our office at +1 (866) 467-8289 for assistance.
{{currentOrigin}}/answers/trip-insurance/insurance-for-travel-22875/

Q:Does trip delay insurance cover expenses for non-medical lodging and meals if O have to quarantine for 14 days due to myself or travel companion catching Covid 19.

A:
Please view and quote insurance plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website to acquire the appropriate coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Myself and my partner are looking to purchase life insurance. We are both mariners and spend a large amount of time travelling the world. We are currently in antigua but the yacht we work on is due to undertake a circumnavigation over the next couple of years.Is this something you could help us with?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, we no longer life insurance coverage. Should you need additional assistance you may call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/life-insurance-for-mariners-81365/

Q:Does the Safe Travels Explorer policy covers a situation when school unexpectedly moves examination date? * The school where you attend must extend its operating session beyond its predefined school year due to unforeseeable events commencing during the Policy effective period. The school year extension dates must fall in your Trip dates in order for this coverage to be available. Extensions due to extracurricular or athletic events are not covered;* Being required to take an academic examination on a date that has been fixed while on your Trip, and the examination date falls within your Trip dates

A:
Unfortunately that specific circumstance is not written into the policy as a cancelation reason. the only way to cover something that is not written in is to Include the Cancel For Any Reason benefit under specific travel plans.
{{currentOrigin}}/answers/international-travel-health-insurance/cancel-for-school-activity-reasons-60284/

Q:Hi, My 73 year old mother is going to visit USA for up to 6 months. The total premium for 6 months comes out to about 2000. Is it possible to pay this premium monthly? That way if she leaves after 3 months, we pay for 3 months only instead of 6 months all at once. Stated another way, could we initially specify her return date (in her application) to be after 1 month of initial entry, and then keep extending her stay for 1 month, until she actually returns? Please respond soon because she leaves in less than 48 hours, and we would like to enroll her in an insurance plan before she leaves. Thank you!

A:
Most of the plans available are extendable. You will want to view the rules below the plan you are looking at to see if it will allow for extensions. If it does allow for the extensions, you may purchase the plan for the duration you are wanting and extend the coverage as you need it. Should you need assistance regarding this you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-health-insurance/extending-insurance-vs-purchasing-for-full-duration-63006/

Q:I am traveling to Costa Rica and desire travel insurance which will satisfy Costa Rica requirements. Does the Atlas essential international policy does that.

A:
That plan will not. However, you may view and quote the available plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. For a recommendation from an agent, you may also call our office at +1 (866) 467-8289. Should you have additional questions please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/covid-quarantine-coverage-for-the-costa-rica-12618/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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