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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does the travel insurance cover for the Covid test cost?

A:
Hello Elective testing for Covid-19 is not covered by any plan. For the plans that have Covid-19 coverage, you would have to be displaying enough symptom for a Medical Doctor to determine that it is medically necessary to test for the Covid-19 and they order the test. Only under these circumstances is testing for Covid-19 covered. You can also call our Toll-Free number +1(866)INSUBUY(467-8289) if you have any further questions.
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Q:Does the trip delay cover mandatory quarantines if tested positive while traveling? If so does the insurance need to cover the possible quarantine dates as well (2 weeks after planned trip dates)?

A:
Trip Delay benefits are the benefits you would be able to use for trip delays including quarantine. The policies that offer those benefits will automatically extend throughout the quarantine time. You will need to keep your proof of positive test result or any documentation that shows you are required to quarantine as well. You would pay for your lodging and meals and then file claims for reimbursement. Most plans will offer different levels of Trip Delay coverage for you to choose from. You can find those plans here: /covid19-travel-insurance-with-quarantine-coverage/ If you have any additional questions, please let us know.
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Q:If my policy date is at 69 years and 10 months . During my stay in USA I cross 70 yers of age . Will I be covered ? I want to have list of network hospitals in South jordan Saltlake city UT 84095

A:
It depends on the policy. Some policies, if purchased for the full duration of your visit will lock in the rate and benefits and therefore would not affect the coverage. The plans that do have PPO networks will provide links on our website where you can search for the providers in specific areas before purchase. If you have any additional questions, please let us know.
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Q:If coming back on the last day of my trip and we would test positive for Covid. Would this insurance cover our costs for room and board because we would have to quarantine for 10 days

A:
Trip delay plans are meant to cover just that. the policy covers up to your choice of up to 2,000 4,000 or 7,000 in expenses such as food or lodging,
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Q:Quale assicurazione copre la mappatura dei nei ed un eventuale asportazione?

A:
Thank you for contacting Insubuy. We have representatives available in English, Spanish and Chinese, however there will not be Italian service available. With regard to dermatology, the plans will offer the coverage for new illnesses and injuries that are contracted after the effective date. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. Diseases of the skin are a standard exclusion under most visitor insurance plans. It would be recommended for your to call our office at +1 (866) 467-8289 for further assistance and it would be recommended that if you need to see a dermatologist at this point, you would want to receive treatment within your home country. Should you have additional questions please let us know.
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Q:Do you cover expenses when aboard and got sick with Covid and cannot enter back to US? Don't mean medical. Expenses like hotel and food, flight change fees.

A:
Hello Yes, you can purchase COVID-19 travel insurance with quarantine coverage You can also call us at 866-467-8289 if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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