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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello,I would like to purchase the international cost saver insurance plan and would like to confirm something.I had read that you are not covered if the destination is under an avoid all travel advisory but I cannot seem to find that page anymore. I wanted to confirm that I will be covered if there is an avoid non-essential travel advisory (not avoid all travel advisory).Thank you,Brandon

A:
There is not such restriction in the plan. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8589.
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Q:Does your policy cover travel to countries listed as "do not travel" by government officials?

A:
We would be happy to assist you regarding this. We do have options available. Please call our office at +1 (866) 467-8289 for assistance.
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Q:if person is travelled from UAE, needs covid insurance in saudi, what is the procedure

A:
You may view and quote insurance plans in the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions you may call our office at +1 (866) 467-8289.
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Q:My dad is planning to visit me in USA to live with me for four months, he had been diagnosed with high blood pressure and diabetes which is currently normal and stable with the prescription drugs he had been using for the past 20 years. He never had any stroke or any procedure performed in the past. So in case if he has a sudden heart attack/stroke within the insurance coverage duration will this procedure be covered in Patriot plus plan or cover America gold plan, please answer in simple layman terms, don't hit me up with insurance jargon to cover yourself, i just need yes or no. If yes how much is the limit?(his age is 64.)

A:
The visitor insurance plans available on the market are designed to offer the coverage for new illnesses and injuries that are contracted in the body after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are some plans that could offer the acute onset benefit. Please review the plans information and should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:If we purchase the medical insurance for 30 days and after 15 days, we need to cancel, what's the policy for the same? Do we get the refund for the remaining days?

A:
The cancellation rules are listed below each plan. Should you need assistance, you may call our office at +1 (866) 467-8289.
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Q:if my parents will get permanent resident next month , can they get free Obama care if they do not have any income? As they just got greencard status and they are age near 80 can we buy them obamacare plans and they got full subsidy because they do not have any income in USA

A:
Hello Thanks for contacting Insubuy. Please contact your local health insurance department for domestic insurance relate questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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