There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My daughter is a US citizen studying in the UK. She has not returned to the US in 2years and has aged off my health insurance here in the US. She is covered in the UK by the NHS but has no coverage in the US. She wants to come visit, so we need short-term (2-3 weeks) medical to cover her while she is here. What type of health insurance do we need?

A:
Thank you for contacting Insubuy for your insurance needs. We would recommend purchasing the Patriot America Plus plan, as US citizens visiting the United States are still eligible for that plan as long as their primary residence is outside the United States. Please review the plan benefits and let us know if you have additional questions. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/vacation-insurance/insurance-for-united-states-citizen-visiting-the-usa-52963/

Q:Does the Patriot Platinum America plan cover for COVID_19?

A:
The Patriot Platinum America plan will offer the coverage for COVID-19, the same as any other new illness, as long as it were to be contracted after the effective date of the policy. This will be determined at the time of service based on the attending physician notes and lab report as per the certificate wording of the policy. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-insurance/patriot-platinum-america-covid-19-coverage-83092/

Q:i have been asked by one of our agents if there is an accidental death policy we can sell in small amounts to people coming here from Honduras and Guatemala?

A:
Most plans in the Visitors to the USA section will include some kind of AD&D coverage. Please review the benefits of the available plans to find the most applicable coverage. Alternatively, you may call our office at +1 (866) 467-8289 for a personalized quotation.
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-insurance-with-accidental-death-and-dismemberment-coverage-58679/

Q:Question is on medical cover during travel to USAunderstand pre existing disease is coveredso if someone is taking medicines say for BP or Asthma or Sugar etc. and is stable, whether he is covered for sudden illness due to these, requiring hospitalization during his stay in USA

A:
The plans are designed to offer the coverage for the new illnesses and injuries contracted after the effective date of the policy. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are options available that will include the benefit for the acute onset of pre-existing conditions that could serve as beneficial depending on your age. Please view and quote the plans in the Visitors to the USA section of our website, review the applicable options and contact us if you have additional questions. You may also call our office directly at +1 (866) 467-8289 and any of our licensed representatives will assist you.
{{currentOrigin}}/answers/visitors-medical-insurance/medical-coverage-for-existing-illness-in-visitor-insurance-98615/

Q:What claim form should I use for a lost passport?

A:
You will complete the Claimant Statement and Authorization Form that is found in the claim form section of the Atlas International plan. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/holiday-insurance/claim-lost-passport-in-atlas-international-90844/

Q:We are traveling to BVI from the US March 5 thru March 12, 2022. We are looking for required travel insurance that covers COVID issues as required by BVI.

A:
You may view and quote the applicable plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/covid-medical-and-quarantine-coverage-for-british-virigin-islands-70589/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More