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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:does this plan provide Medical illness while oveseas.

A:
The plans available are designed to offer coverage outside your home country from new illnesses and injuries contracted after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. You may view and quote the plans here. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Welness Visit: What's the process of getting a wellness visit done within the first 30 days of insurance beginning?

A:
You may find out information on the wellness visit in the Safe Travels USA Comprehensive plan here. It must be taken within the first 21 days of a policy that was purchased for a duration of 30 days or more. You must also register in advance before the visit. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:do you sell insurance policies for candian visitors to the US? if so, are their age limits

A:
You may view and quote the applicable plans in the Visitors to the USA section of our website. You will be able to view the different policy maximums available for the different age groups by entering the applicable information into the quote screen. Should you need assistance or have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:My family and I are US citizens living in Japan. Home country Japan. We are looking at coming to the US from June 8 until July 24 (Madison WI). We are 2 adult parents 2 sons (14 and 16). We are all triple vaxxed, but given the prevalence of COVID, we are extremely concerned about (1) our coverage if we need medical care when in the US, and (2) coverage to cover costs of changed flights etc if one or more of us gets COVID and this prevents us getting the flights we are booked on. In particular, if a child gets COVID and cannot fly the parent will have to stay behind as well, but what will happen to the child an parent's costs of changed flights? Anyway, we would really appreciate advice on the best policy at sensible prices. Thank you.

A:
As long as your primary residence country remains outside the United States, you may purchase the Patriot America Plus plan for your visit within the United States. The plan will include the coverage for COVID-19 in case it were to be contracted after the effective date of the policy. However, there is not a plan available that will allow for the coverage for travel expenses incurred due to quarantine within the USA. Please read over the plan benefits and certificate wording for full information on eligibility and benefits. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Hello. We are British and live in Vietnam. Can you answer the following please: Do you cover domestic travel within Vietnam. Would insurance cover loss of flights, accommodation and any costs to a booked guided tour? Do you do annual multi-trip insurance that would cover domestic travel within Vietnam and international travel to the rest of the world? Thanks

A:
Unfortunately, we would be unable to offer domestic coverage within your home country for travel costs. You will want to contact a local insurance agent in your area for such coverage. the plans available are designed to offer coverage outside your primary residence country. Should you have additiional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:How do you go about to get Covid Insurance for just Hotel expenses if needed ?

A:
You may view and quote the applicable plans in the COVID-19 Travel Medical Insurance with Quarantine Coverage section of our website. Please review the available plans and their benefits to find the most suitable coverage for your criteria. Should you need additional assistance or wish to speak with an agent, you may also contact our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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