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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My mom and dad are traveling to US from India's for 6 months. What insurance plan should I take?

A:
As many plans are available for coverage for visitor in the United States there are several factors to consider when a plan recommendation is made. Please call our office and speak with a licensed agent to help you with selecting the best plan option for their needs. (866)INSUBUY we look forward to hearing from you.
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Q:I am trying to get coverage through United Health Care in Ohio. What is the depth of United Health Care coverage in other States in USA?

A:
Thank you for contacting Insubuy. The plans we offer will use the United Healthcare Options PPO Network. This is a very extensive network, and will have many providers all over the United States that you may use. You may use the provider directory to search for a provider in your area, or call our office at +1 (866) INSUBUY 467-8289 and speak with a licensed agent. If you have any additional questions, please let us know.
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Q:Hello, I have recently made a insurance purchase for my parents who are staying in California. Would like to know which hospitals or providers are covered if there is an emergency or have to make a visit to the doctor? Please let me know the details, appreciate the help. Thank you

A:
Thank you for contacting Insubuy. The VisitorSecure plan you have purchased does not have a network of doctors and hospitals. You may visit any medical provider you'd like to obtain medical treatment. The medical provider can choose to either directly bill the insurance or have you pay out of pocket and file a claim for the reimbursement. If you need to file a claim, you may access the claim forms on our website. If you have any additional questions, please let us know.
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Q:Do I need medical ins for visiting Italy and Germany?

A:
You will want verify insurance requirements for the duration you are staying. You may find insurance options for the schengen and long term stay visas here. Should you have additional questions or need further assistance, you may also all our office at +1 (866) 467-8289.
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Q:My husband uses O2 occasionally to control a pre existing condition,COPD and emphysema. He is 80

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote the appropriate plans within the Visitors to the USA section of our website if you are traveling to the United States on a visitor visa. The plans are designed to offer coverage for new illnesses and injuries contracted after the effective date of the plan and will exclude the coverage for pre-existing conditions, preventative and routine care. Some plans will have what is called and acute onset of pre-existing conditions benefit that you may find beneficial. Please read over the certificate wording and plan benefits of the plans to verify legibility and benefits. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:My insurance expires 6/1/2022. The insurance plan can be extended through 12/02/2022. I'm not sure when I will return back to China. Is it possible to extend my insurance month to month ?

A:
That is fine, you may extend the coverage for whichever duration you are wanting. Keep in mind you will have to pay the extension fee of $5 for each extension. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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