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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Clients is age 75 and 70, travelling from India to Oregon. They are looking for 200k comprehensive coverage, is there any plan which can give or can we give 2 plans of 100K

A:
International Major Medical can offer a $250,000 policy maximum for ages up to 79. If that plan is not available, yes, you would need to purchase two policies from different administrators, such as Atlas America and Safe Travels USA Comprehensive. If you have any additional questions please call our office at 1(866)467-8289.
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Q:Hello I havent received email confirmation for the purchases I made. Please let me know how to download

A:
You are welcome to log into your MyAccount to download any documents related to your plan. If you need assistance logging in please call our office at 1(866)467-8289.
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Q:DOES ELITE MD 6 PLAN HAVE INPATIENT HOSPITALIZATION COVERAGE?

A:
That is not a plan that we offer on our website. For assistance please call our office at 1(866)-467-8289.
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Q:I am a J1 visitor scholar at Carnegie Mellon University. I am thinking of applying for the ExchangeGuard Essential plan that you offer. can you confirm that this plan meets the requirements of my school

A:
Yes, ExchangeGuard Essential meets the minimum health insurance requirements of a J1/J2 visa holder. If your school has additional requirements please send those requirements to info@insubuy.com If you have any additional questions please let us know.
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Q:I am a mental health provider in network with Aetna commercial insurances. Would I be in network with First Health PPO insurance?

A:
Insubuy is a broker. You will need to reach out to First Health for that information.
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Q:For visiting parents if they need to get blood work done every 2 months will this be covered. In home country doctor has prescribed blood work evert 2 months

A:
Unfortunately we do not have any plans that cover for preventive care or routine maintanance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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