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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Need a visitors insurance in US. What options are available for medical insurance.

A:
If you are visiting on a B1/B2 visa you would be welcome to run a quote in the Visitors to U.S.A. section of the website to see what is available to you.
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Q:After receiving the letter with the claim number, how to identify which doctor or hospital provided the service?

A:
Insubuy does not process or handle claims. You will need to reach out to the number on the back of your insurance ID card for claims assistance. Please let us know if you have any questions.
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Q:I had drugs prescribed; how do I claim a reimbursement since my policy covers it?

A:
Your claims forms can be found on your MyAccount. For claims specific questions, you can call the number that is on the back of your ID card for assistance. Please let us know if you have any additional questions.
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Q:I am a Canadian citizen living in the United States ( State of Michigan ) under permanent resident status. I am traveling on April 4th from Toronto, Ontario, Canada to Cuba for a cousins wedding. I have Blue Cross medical insurance in Michigan. What company can I contact to buy the necessary insurances needed to travel to Cuba

A:
You would be welcome to purchase any plan that shows up for you when running a quote in the Travel outside U.S.A. section of the website. In general, it will not matter what domestic insurance company you use. If you have any additional questions please let us know.
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Q:My mother traveled from Jamaica in July of 2023. She was diagnosed with cancer in January of 2024. Does she still qualify for travelers' insurance?

A:
She can still purchase travel insurance, however it will not cover for treatment of the cancer. Plans are designed to cover for new injuries or illnesses that did not exist in the body before the effective date of the policy. You may run a quote in the Visitors to U.S.A. if they are traveling on a B1/B2 visa. Please let us know if you have any additional questions.
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Q:Hi, I am planning to travel back to US on H1B Visa (already lived in US for 9 years, but have been in home country from last 2 years) with my Wife who will be on H4 Visa (first time entering US). We are planing to move to US in first week of May 2024. My wife will be 22 weeks pregnant when we are planning to move, is there any insurance which will cover this pregnancy?

A:
Unfortunately, there will not be any plans that will cover any maternity related expenses once you are already pregnant. Only domestic insurance will provide those type of benefits. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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