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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hello, i am very confused about the covid 19 quarantine/isolation coverage in the insurance plans.More exactly, i will be travelling to Canada from Europe . Canada currently does not have a mandatory arrival quarantine requirement for me becvause i am fully vaccinated with 3 doses. However, they do on arrival random tests (i may por may not be selected, it is estimated that onlky 10-20% are selected for this test). IF the test comes back positive, i am put in isolation for 10 days. Will any insurance plan cover this isolation costs? I must enforce that it is not a mandatory arrival quarantine for everybody, i know that those are excluded from any insurance plan. It is a auqrantine after a test, and a document emited by the authority putting me into isolation. Is this covered or not?
Q:Why is travel-related Covid test not covered in most plans? If the US Gov brings back the "negative covid test to fly" rule back, who would pay for the visitors' covid test (fixed vs comprehensive)? The plan or I would pay out-of-pocket? Thanks!
Q:Hello,I have a Florida passenger travelling to Vegas for 1 month, can I insure him for medical, it does not seem so on the web portal ?
Q:I've already signed up for insurance according to my travel schedule. However, if I am confirmed with COVID-19 before the end date of the insurance and have to be quarantined, I'll be able to take a flight back home in 10 days. Then I have to be quarantined for about 9 days after the end of the insurance period. In this case, I wonder if I should re-sign up for 9 longer days just in case. Or, Is there no need to do that because the date of the COVID-19 confirmation is before the end of the insurance period? Please reply. Thank you.
Q:My father (never had any noticeable symptoms) got his routine health check ups done early this year and found he has some blockages in the heart valves. So doctor recommended to get the bi-pass surgery and his surgery was performed and he recovered pretty well and is in a good shape right now. So if he visited here and experienced any heart related issues after the policy date will it be considered as acute onset of pre existing condition and insurance gets covered ?. If so which insurance company is the best under this situation
Q:Can I get reimbursed for my birth control prescription?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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