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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I purchased an annual travel insurance policy believing the first one had expired. However when I discovered that the first was still valid I tried to cancel the second one. I have been told that I can only cancel it if I haven't travelled on it. Since this dispute started I have travelled. Since I currently have two travel insurance policies is it ok for me to say that I travelled on my existing travel insurance policy? (and not on the new policy)
Q:I am looking for health insurance for my mother who will be visiting from India . She is 64 years old. In the past I had purchased her insurance thru InsuBuy and considering the same this time too. I have a quick question regarding the wellness visit which is part of some plans? What does it cover? it says routine exam? Does that mean a physical with some blood work as needed? Is it covered 100%? Can i make an appointment with any provider within network for the same?
Q:I anticipate Green Card for my parents soon and they will be coming over. One of my parents is suffering from Chronic Kidney disease. He doesn't require dialysis now but might need it in the future. Can you specify if any of your health insurance covers it. If so, what would be the cost and options?
Q:My mother, who is 66yrs old, is visiting US for 6 months, she has few pre-existing conditions. While she is fine for her age, need to have insurance coverage in case of any unforeseen emergency cardiac event. What are the best most comprehensive insurance package i can buy?please include even the underwriter and as detailed info as possible.
Q:So if a person chooses to have a Pre-existing clause in their policy does it include having the whole trip cut short or cancelled because of medical issues?I know that it would cover medical expenses while on the trip but if the trip or length of the trip is shortened cancelled because of a pre-existing condition what are we covered for? Would the costs of the trip or the rest of the trip be covered? Would flights home be covered? Any other info would be appreciated.
Q:Can I get insurance that covers pre existing conditions for a trip from Mexico where I am a permanent residence to the USA where I am a citizen
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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