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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:daughter needs insurance on J1 or one year My daughter will participate in student exchange program in USA and she needs for a J1 visa appropriate health and accident insurance. She is 18 years old and will stay in USA about 1 year. Minimum coverage: Medical expenses due to accident or illness: USD 50,000 Medical evacuation to home country USD 10,000 Repatriation of remains USD 7,500 Deductible not to exceed USD 500 per accident or illness. Insurance corporation has to have AM Best A or above, ISI A or above, Standard&Poors Claims paying Ability A or above, Weiss Resarch Inc, B or above. Please, let me know, what you could offer me and is it possible to make this policy from my country (Croatia). Thank you in advance
Q:monthly renewal student plan I am a student wanting to buy your Study USA Insurance Plan and pay monthly. Is there a link online where I can do that. I hope to hear from you very soon.
Q:international student at Purdue Univ. Im am an international student attending Purdue University and wanted to find out about health insurance options for international students. Thank you.
Q:scholar at Florida State University I am a visting scholar who is invited by Florida State University. Currently I am a citizen of the Republic of Korea. FSU asks visting scholars to purchase insurance satisfying following options. <a href='http://www.cge.fsu.edu/j1students/healthins.cfm'>http://www.cge.fsu.edu/j1students/healthins.cfm</a> To purchase insurance I need detailed information about what kind of your company's insurnace meets the FSU's insurance policy? I appreciate if you let me know your insurances satisfying FSU insurance policy from lowest price.
Q:patriot america vs. protection america Hello, My inlaws are planning to visit us for from India for about 6 months starting 11/16 and I have long decided that I would want to purchase the IMG insurance for both of them. I had some questions regarding the Protection America and the Patriot America plans: 1. Can I purchase them for an initial period of three months and then renew on a monthly basis? 2. Incase I purchase any one of the two plans for say 3 months and they return back to India after say 2 months will I get a refund for the unused remaining policy period? 3. Patriot America is NOT renewable. Does that mean its a better plan that Protection America? Please let me know on these three counts. Thanks!
Q:protection america question I am planning to buy protection america and had a question. Does the deductible apply from the beginning? So, if the patient visits the doctor and doctor charges 100 bucks, then it will come out of our pocket, until the deductible max is met? After that 80% uptil 5000. Am I correct? I would really appreciate if you could answer the question.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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