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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Protection america Drug discount card Hi, I am planning to buy medical insurance for my mom who is visiting in a week. I collected informations through some websites. My mom is having asthma complaint and she takes regular inhaling medicines for that. per week she needs to buy 3 to 4 inhaling rotacaps. Nothing other than major. All i am looking for is the insurance which should cover the unexpected illnessemergency + her daily pharmacy expenses(or with discount). Can you please recommend which insurance is good for my requirement reg velu
Q:Visitor Care Plan Coverage Question I have taken a Visitor Care Insurance (from IMG) for my parents. Under this plan can I visit a doctor to get a Blood Pressure and Blood Sugar check done on my parents? Thanks
Q:Questions regarding IMG Insurance I am shopping for Medical Insurance for my mom (59). 1) Has any one bought IMG Patriot America OR Protection America? a) How was the experience - Did IMG paid for the medical bills, if not then what were the reasons? b) How is the customer service? 2) Other Insurances? a) Any good/ bad experiences? Thanks in advance for your help in me making decision.
Q:IMG Fixed coverage plan Hi My parents are coming here shortly and planning to stay with me for 6 months. Both of them have a decent health with no existing health problems. I am looking at buying the IMG fixed coverage plans and went through the brochure. I have a few queries that I need your advise. 1. It says an amount $x per coverage of period. Example: Prescription drugs $250 per period of coverage. Physician visits $55 per visit, 10 visits per period of coverage. What is this period of coverage ? If I take insurance for 6 months, is the entire 6 months considered as 1 period of coverage ? If 6 months is considered as 1 period, then would it make sense to buy it for 1 month and then renew it every month ? 2. Lets say I opt for a deductible of $100. I meet the doctor and do a lab test and buy prescription drugs as recommended by the doctor. Is the deductible $100 for all three(Doctor, test & drug) or should I pay deductible $100 for each of them ? 3. I understand from the website that IMG participates in the First Health PPO Network. Will I get the discounted rate for the fixed coverage plans also ? Thanks in Advance.
Q:Question about health insurance for permanent resident parents My parents just came to USA as permanent residents. What options do we have for their health insurance? I understand Medicare is not an option. We are looking into Medicaid options with state of Wisconsin but possibly they will not be eligible for that either. What are other programs that can be used to subsidize the high cost of health insurance? Any responses will be appreciated. Thanks
Q:Very Few Insurance Coverages for 70+ Hi, 1> I am looking for insurance coverage for my parents (father 70+ and mom 65-69) range. In the past for my in-laws had bought protection america. But looks like for 70+ range the only comprehensive coverage choice is World Med only & protection america is not available. I can take protection america for my mom, can you please provide input about world med & if you could suggest any other insurance plans not on the web site. 2> Also my mom & dad, would want to get dental coverage also, so that if required she/he can get her tooth extracted if it become too painful on her visit (as it is sort of loose already now). Is this possible with protection america /world med? protection america seem to be no covering this sort of a thing ? Please advise on my options. Thank you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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