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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Travel insurance questions My wife and I are going on a hiking trip in Switzerland. The company requires travel insurance. Here is their coverage; do you have something comparable, if so, at what rate? Personal accident up to $50,000 Medical and air ambulance $10 million Cancellation/curtailment $10,000 Hijack $6,000 Travel delay $200-$2,000 Baggage and personal effects $5,000 Single article limit $500 Personal money $1,000 Personal liability $4 million Legal expenses $30,000 The trip is 18 days long; I am 67 and my wife is 52. hank you for your help with this.
Q:Looking for foreign student health Insurance I currently have the Liaison International plan that expires in August 2007. This was brought through InsuBuy. I am a student on a F1 visa in the USA, and I intend to continue to be a student for the next 4-5 years, so I am looking for a health insurance plan till then. My requirements are: Maximum Out-of-Pocket expenses of $2000-$3000 per year. The plan is renewable (probably on an annual basis) for 4-5 years. Minimum Medical evacuation coverage of $10,000 Mimimum Repatriation benefits of $7500 Minimum inpatient and outpatient benefits paid at 80% . Minimum Inpatient and outpatient mental health benfits at 50%. A high lifetime maximum coverage.I think this is necessary in event of a serious accident or illness, given the high-cost of health care nowadays. I feel that a lifetime limit of $300,000 or more is important. Would you suggest that a smaller lifetime maximum coverage will be sufficient? Reliability and helpfulness of the administrator and underwriter in submitting and processing claims. I am a very healthy person, and I have no history of medical conditions. What duration of exclusion period for pre-existing conditions will be appropriate for me? I understand that there may not be a single product that meets all these requirements. If so, can you inform me of the various trade-offs I can make and the product(s) for each trade-off? Thank you for your help, and I look forward to doing business with you.
Q:Monthly payment in Study USA I'm interested to purchase a "Plan A and Plan A Additional-Emergency Medical Evac." Could I pay it by montly payment? I didn't see any option for picking montly payment. Thank you for your service.
Q:International Student Insurance- info required I am a foreign exchange student who will be studying at the Univeristy of Florida next semester. I am 23 years old and will be staying in your country for 6 months and 19 days. My university has given me requirments regarding insurance policy for my stay in the USA: 1. Medical benefits of at least $ 200,000.00 per accident or illness; 2. Repatriation of remains in the amount of $ 7,500.00; 3. Expenses associated with the medical evacuation of the student to his/her country in the amount of $ 10,000.00; 4. A deductible not to exceed $ 100.00 per occurrence if treatment is not administered at the University of Florida Student Health Care Center; 5. Policies must be acceptable at all licensed medical facilities abroad; 6. Pre-existing conditions must be covered after six months enrollment. I have browsed through your offers and found 2 interesting policies- Student Secure Budget for $322 and Study USA B for $ 334. I can see that points 1,2,3 are all covered in both plans. However, as I am not familiar with the insurance vocabulary, I am unable to determine whether any of the policies covers 4 and 6. Could you please advise which policy meets all the requirements listed above? I would also like to know what happens after I purchase the insurance policy. How do I use the information from the e-mail that you send after selling your service? Thank you in advance for the information
Q:Student insurance for US citizens My husband and I live in Australia, we are Us Citizens. Our son is going to attend ninth grade this August, in Missouri. His uncle will be his gaurdian. We are trying to find medical and dental cover for the school year. 1st aud 2007 to 1st june 2008. He will be playing football and doing whatever sports are happening, this is why we will feel the to make sure that he will be covered for every possible issue. I look forward to getting a quote.
Q:Medical malpractice insurance Hello there! I am a medical student in the 5th year at a romanian medical school, and also at a german medical school (in Europe you have the possibility to participate at 2 MD programs offered by universities from the European Union - my base university is in Romania, Cluj-Napoca but I studied one year in Germany - Berlin, too, and I could study there the 6th year too). I will attend a clinical clerkship (emergency medicine and surgery) for 2 months in USA at Rosalind Franklin University of Medicine and Science, North Chicago, USA. This would be my 4th summer in the US, last 3 times I participated at Work & Travel Programms. One of their requirements is a malpractice insurance. The are minimum limits that I must be insured for also - $1 million per occurrence/$3 million in aggregate. I was told that you could help in this matter. What would the financial conditions and what are the requiremens for me in order to buy an insurance like this ??? If you can't help would yu pleas, if possible, direct my e-mail to someone who can, or send me their address. Thank you very much and have a nice day ! Truly yours,
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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