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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Indian Insurance Vs US Visitor Insurance Just need your opinion. I feel buying the insurance in USA is better than buying the insurance in India because for example if you visit PPO doctor they will bill insurance company certain amount for a service but the insurance company will pay negotiated discounted price. Ex: If the doctor bills for $100 to Insurance, the insurance company will pay $30 or $50 and Insurance refuses to pay $30 or $50 we can pay ourselves but if we need to claim from India through any indian insurance company then we have claim for $100. Please let me know my understanding is correct from your experience from SRI or IMG or any company.
Q:short term insurance for new immigrant mother I am looking for a short-term plan for a new GC holder (2 months) with provider networks in CA and MO. Please help. Thanks. NR
Q:Insurance for GC holder I have a client who is over the age of 65 and the holder of a Green Card. She is asking for information on U. S. Government sponsored health care such as Medicare or Medicaid and retirement benefits such as Social Security. She has not worked in this Country very long. Where should she be referred? Thanks,
Q:ICICI Lombard or Patriot America ICICI Lombard seems to cover pre-existing condition in case of life threatening emergency. This is from their website, "Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations. " Does Patriot America or any other insurance listed here will cover that.
Q:Couple of questions on Patriot Insurance Narenda and others, Had couple of questions. I understand the main difference between patriot and protect. If I am buying insurance for 6 months, that difference of buying upfront of 3 months does not apply.. If I am going with patriot (90/10, 250 deductible, 100K), 1. If we need to go urgent care, do we need to pay additional 250 (which is for ER service and not hospitilized)? Assume this urgent care visit is for immediate help and not hospitilization? How about visit to urgent care for injuries? 2. Does this cover Dental/Vision? If we need cleaning or eye checkup, if we pay the deductible, will insurance pay rest after 90/10? How about for getting glasses 3. How much do they pay for ambulance services. 4. I read that we get prescription card that can be used at Walgreens and other places? Does it cover any prescription from the PPO doctor? Thanks
Q:Insurance for aging mother My mother will be arriving in a few months as a new immigrant (green card). She is 81 years old, and in good health for her age. I'm shopping for medical insurance plans, and am disappointed to note that the maximum coverage available is only $50k. What are my options?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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