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Q:Travel insurance - Sick father am planning a three day tour trip to Williamsburg on December 11-13. I have an elderly, sick father and although he is not traveling with me, I would like to purchase a trip interruption insurance, in case that there is a medical emergency or death, which forces me to cancel my trip. I tried getting one with the tour company I made reservations with, but the insurance they offer, only covers me if "the interruption is not caused by someone that has a pre-existing condition", I found that to be really strange, since this is precisely, why I need to have this type of insurance. I am doing this as a precaution, since there is so much time from now until my trip, and I can't for see the future. I need a confirmation if this insurance is going to cover my trip expense if there is injury or death of a family member at least 15 days before my trip date. Thank you in advance for you assistance.

A:
If you already have a foreseable event (such as God forbid, possible death of already sick father), that is not covered by any insurance. Thanks for your prompt response. No I don't have a foreseeable event, thank God!, it's just as a precaution; like I said in my email and emergency. If the answer is yes, then I would like a form for me to complete. Thanks, Before I give you the accurate answer, I need some addtional information: * When did you make the initial trip deposit for this trip? * What is the departure date? * Please provide more information about the sickness of your father. Have the doctors already concluded that he may die within next 1 year? Is he currently actively undergoing any treatment? Is his current health stable? The initial deposit for this trip was made April 17. I sent am email to the tour company requesting information and I did not received a response. Consequently I called them and they do have an insurance but does not have the coverage that I was looking for. The departure date is December 11 and returning on the 13th. My father has Alzheimer and the doctors have not concluded anything, just the fact that he is 83 years old and is under Alzheimer's treatment. His health is fine and stable, other than the dementia. I don't know what else I could tell you. Anything can happened to any one, including me but since I had to make the reservation so far in advance, I just wanted to have some type of insurance that could cover at least for me, to be able re-schedule the trip if needed. It is not as if I was trying to scam anyone, just trying to do the right thing. Based on what you are saying, the condition is stable and not considered a pre-existing conditions. If there have been no changes in treatment or medican in the past 90 days, you can feel comfortable purchasing the policy as is and will being ok if your father takes a turn for the worse. You can purchase Travelex Travelite at /trip-cancellation-insurance/ If you have any other questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/vacation-insurance/travel-insurance-sick-fatheram-planning-a-three-day-tour-trip-to-williamsburg-on-december-1113-i-hav-94026/

Q:Pre-existing conditions I am 60 years old male, US citizen, staying in Arizona. I am going to Costa Rica on Saturday to get dental implant work done. Initial trip deposit more than 1 month back. I had stent put in his body for heart condition last June. Stable condition and no treatment since then. No change in health condition. Past 180 days look back period. If I get into any heart trouble while over there in Costa Rica, would Travelex cover it? Or would I be excluded because I am going there for a medical treatment? (Even though I am is going for dental work and not for heart related work?) Could you please clarify?

A:
Thank you for your interest in purchasing trip insurance from us. Based on the information you have provided the heart condition is not considered a pre-existing condition at this point. Any complications or worsening of the heart (as long as it does not occur because of the dental work which is highly unlikely) could be afforded coverage under the policy. Treatment for dental work does not provide an exclusion for anything other than that specific issue and would not apply to the heart issue. Please look at Travelex's Travelite and TravelPlus plans at /trip-cancellation-insurance/ If you have any other questions, please feel free to contact us at any time.
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Q:Trip cancellation insurance Do you sell any "Trip Cancellation Insurance" ONLY, with NO MEDICAL COVERAGE?

A:
No such plan exists. All come packed with medical coverage.
{{currentOrigin}}/answers/travel-insurance/trip-cancellation-insurancedo-you-sell-any-trip-cancellation-insurance-only-with-no-medical-coverage-57760/

Q:Patriot T.R.I.P I have a question about the Patriot T.R.I.P plan and eligibility for coverage under the plan. I am a US Citizen, resident of the state of Illinois, aged 26. I do not currently have any type of insurance coverage. Does this plan only cover trips outside of the USA, or can it be purchased to cover a trip inside the USA, for example, a road trip from Illinois to Minnesota? Thank you,

A:
Patriot TRIP is only for international trip. For domestic trip, please look at Travelite at /trip-cancellation-insurance/
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Q:health insurance for wife and daughter Dear Sir/Madam, I'm the international student of univ. of florida( Gainesville-Florida) . I want health insurance plan for my wife (30 yrs) and daughter ( 9 mos). My preference - plan mustd cover regular checkup specially kidcare & less deductable . kindly suggest cheap plan as i can't afford much. .thanks & regards

A:
Thank you for your interest in purchasing student health insurance for your family. We as a broker sell international student medical insurance from all major companies in the US. Unfortunately, insurance company will not pay for well baby care, immunization etc. It will pay for any new medical conditions, injuries or accidents that may occur after the effective date of the policy. You can look at Study USA-HealthCare at /study-usa-insurance/ It is the most popular student health insurance. If you have any other questions, please feel free to contact us at any time.
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Q:Baby delivery insurance Hey I am on F2 catogary visa holder in usa i want to get some information regarding baby delivery insurance in usa

A:
Look at Study USA at /international-student-medical-insurance/ F2 holder can purchase only if F1 holder purchases as well. And the person can't be pregnant on the effective date of the insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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