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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel insurance for Germany Need to buy travel insurance to germany . But the requirement is that the local office of the insurance company should be in a schengen states Switzerland or Liechtenstein. Is this condition satisifed. where is it stated.

A:
Please look at Atlas International Insurance at /atlas-international-insurance/ Its administrator has an office in Spain which is part of the Schegen countries. Its insurance company is headquartered in London and local offices in several Schengen countries and it is stated at https://www.lloyds.com/ If you have any other questions, please let me know. does the policy state this ? Consulate needs a letter. We can get you a customized letter stating it. What consulate are you going to? What city? And what country's consulate? German Consulate General San Francisco 1960 Jackson Street, San Francisco, CA 94109 Tel: (415) 775 1061 How soon can you get this letter to me. I can provide a fax number. I need to fax this right away to the consulate as they have my other documents and need this as well. If you can get this asap. I can purchase the insurance and send you the policy number and my details. When is your appointment? And can you please forward me the link where it states those requirements so that we can accurately put in the letter? I have purchased atlas international for my German visa application. I am not able to download any of the documents. I purchased the plan over two hours ago and the website stated that as soon as I made the purchase I would be able to download documents. I tried to print my ID card and it says that my ID number and my birth date do not match. Yes, they do. I have checked it repeatedly. Where I tried downloading my visa letter, it just does nothing when clicking on the"get visa letter" tab. I have tried holding down the ctrl key as it says to do if it does not show up, that does not work either. I am getting very frustrated with this as I have limited time to apply for this visa, and have spent my money on this insurance plan and I'm not able to bring any documentation stating I have insurance to the consulate.
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Q:Medicare supplement insurance recently my son met an insurance agent.he said that all these plans suggested by you are medicare supplement plans.if one is not registered with medicare then these companies will not make any payment or reimbursements. I personally do not believe this. Wish you can throw light on this. Thanking you.dresh desai with regards. Yours sincerely,

A:
We don't offer medical supplement plans. Instead, we offer the insurance plans to those who don't qualify for medicare. Please let me know if you have any other questions. Thank you for your prompt reply.you have. You have solved my problem. Now i want your help for choosing what insurance we should have. My wife & i became green card holder in july 2007.she will complete 65 yrs. In nov.2010, & i will be completing 72 yrs. In nov. 2010. We had been to india & returned on 4th april 2010.we took insurance from icci lombart insurance co. Who has tied up with united health care.we have received i.d.card from united health company.this expires on 30th sept.hence we would like to have insurance from 1st october to 03/31/2011. There are companies which terminate the policy once one becomes green card holder.hence it becomes difficult to select the company. We would like to have coverage from company where the premium is low. This is because not having worked in u.s. We cannot have any financial assistance from social security dept.also we do not want my son to spend a lot on our premiums.this is my personal feeling. On sept.5th 2005 i developed impending heart attack & stent was implanted on the same day. Since then i have no problem or have any symptoms.but have to continue taking treatment.my wife has no health problem. Your suggestion will help us out. Thanking you, yours sincerely, I suggest that you look at /new-immigrant-insurance/ You will find Inbound Immigrant insurance that provides the low cost coverage and also the coverage is limited. You will find the bridge plan that provides much better coverage and is higher price. In any case, all of your pre-existing conditions such as your heart issue etc. will be excluded. Please feel free to contact us at any time, if you have further questions. Also, I have one request. It is much easier to read when you don't write the entire email in the caps letters.
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Q:Need to buy insurance for my mother I came across your name on the insubuy site which I must commend you for making it very informative. I am trying to decide between Patriot America and Atlas America for insurance for my mother who is a Green card holder and will be in the US for the next 5 months. I would appreciate your help in choosing one over the other as well as in answering other questions I might have. Could you give me a call at xxx-xxx-xxxx or alternatively give me your extension so I can talk to you directly? Thanks,

A:
Green card holders are not eligible for buy Atlas America. Therefore, she may be eligible for Patriot America. Please call me.
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Q:Health insurance quotes Hello, I’d like a quote for my mother, for the most suitable insurance plan available for her. Here are her details: 1. Age 55 2. Citizen of India 3. Green Card holder 4. Resides in 2 States â€" California & Massachusetts. This year since she has resided mostly in California, she will file for taxes from CA, and hence will not be required to purchase insurance compliant with Massachusetts State Laws. 5. Prefers Comprehensive Insurance 6. No pre-existing conditions coverage required. 7. Arrived in the US Feb 20th, and her current travel insurance purchased from India runs out Aug 20th. 8. She needs coverage until Jan 19th when she will return to India. Her departure date is not fixed. But she is expected to stay until Jan 19th. Can you please provide : 1. Link to the insurance plan you think fits her best with policy details 2. Possibly allows for renewal, since her departure date is yet to be determined 3. Refundable , if possible (in case of earlier departure date). 4. PPO network if available Please let me know if you need more details, thanks for your help,

A:
Please look at Patriot America insurance, available at /patriot-america-lite-insurance/ It meets all the requirements you asked for. Please let me know if you have any other questions. What PPO network does Patriot America use, and how (if at all) is it better than Atlas or Seven Corners Inbound Immigrant? Is it just that insubuy does not offer Atlas & Sevencorners. Thanks for your prompt response! We offer all major plans available in the market, including Atlas and Seven Corners Inbound Immigrant. However, I didn't offer you those because 1. Atlas America is NOT available to green card holders that want the coverage in the U.S. (/atlasamerica-insurance/) 2. Seven Corners Inbound Immigrant is a fixed coverage plan and you wanted a comprehensive coverage plan. (/international-major-medical-insurance/) Inbound Immigrant does NOT have any PPO network. Patriot America participates in First Health PPO network. Please look at /international-medical-ppo-network/ If you have any other questions, please feel free to contact us at any time.
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Q:Emergency medical insurance for new immigrants I am a new Immigrant to the USA. Interested to buy medical insurance against major medical emergencies. Please send me information on available plans. Thanks.

A:
You can look at various plans available at /new-immigrant-insurance/ You can get instant quotes, compare them side by side and make an instant purchase online for most plans. If you have any further questions, please feel free to contact us at any time.
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Q:Medical insurance for immigrant parents How are you doing? Hope all is well on your end and you are enjoying Texas. I had a question. We(myself and elder bro) were discussing about sponsoring GC for parents. Since healthcare insurance is your field of specialization, just wondering if you could give some guidance. Mom is 61 and Dad is 67. BTW, my brother(cc'ed in email) lives in Plano and you guys should connect. Thanks

A:
I am doing good. I suggest you read /new-immigrants-medical-insurance-plans/ If you have any further questions, please feel free to contact me at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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