- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:IMG Global - beware of its pre-existing clause! My recent experience with IMG global - Patriot America turned out to be a financial nightmare. I had purchased this for my mother who was visiting from India. She fell seriously ill while she was here, with an unexpected illness which had NEVER MANIFESTED, NEVER TREATED, NEVER DIAGONIZED before. The Emergency room & hospitalization expenses were close to $100,000/- Subsequently, IMG global DENIED benefits for these expenses based on their PRE-EXISTING clause (quoted below), claiming that although this illness did not manifest itself any time earlier, it has existed prior to the purchase of IMG insurance. Thus the pre-existing clause gave IMG complete authority to deny benefits at their own discretion for an illness that my mother never had before. Anytime an insurance gives itself such broad powers to deny benefits to its customers, it is a RED FLAG & SHOULD BE AVOIDED. "A Pre-existing Condition is* defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the three years prior to the effective date of the insurance, whether or not previously manifested or symptomatic, diagnosed, treated, or disclosed prior to the effective date, including any subsequent, chronic or recurring complications or consequences related thereto or arising therefrom."
Q:Insurance needs for Dad/Mom I am planning to get my dad/mom GC's and asking them to stay with us in US after that. I am looking for my Dad/Moms medical Insurance needs. What options do I have . Dad is 70+ and Mom is 60 +. Appreciate your replies, Thanks.
Q:Student insurance questions After I buy the medical insurance, when will the fulfillment kit be mailed to me Because the effective date is in November. By the time I will have been in America. Many Thanks.
Q:International student health insurance plan I am an International student. What type of insurances can you offer How much is it cost monthly It is extremely urgent! Thank you,
Q:Insurance - Canadiian studying in USA Hi I am a Canadian citizen and I will be studying in Minnesota this fall. I plan to move to the US on Aug 9th and need health insurance to cover me until the start of school (Sept 7th). During this period, I will be visiting family in Illinois & Iowa. So I will need a comprehensive plan that is valid in all 3 states. Please advise. Thanks
Q:Student health insurance from India Dear sir, Is it possible to arrange health insurance cover from INDIA for students. Regards, Thank you.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More