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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Atlas America Insurance Hi, I am planning to buy ‘Atlas America’ insurance for my parents who’ll be visiting me in US from India. I have a few ques: - Will this insurance cover multiple flights that they take while they are in US like they’d be visiting some friends in California, New York etc? - When I use your insurance like at a hospital/at a doctor - Do I have to inform you/any of your 3rd party before I submit my details to that medical facility? Or hospital will take care of all communications with you? - Can you pls. explain ‘Trip Interruption’? - What’s your contact number for emergencies once we have purchased the insurance? - You have a separate ‘Accident Coverage Plans’. Does this mean ‘Atlas America’ doesn’t cover hospitalization due to accidents? Thanks. Regards,

A:
Thank you for your interest in purchasing insurance through us. You can call our office at (866) INSU-BUY so we can explain this in details or provide your contact number so that we can also contact you.
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Q:Travel Health Insurance - Nigeria Dear, I was trying to complete the online application for health cover for myself and family for the period when we hope to be vacating in the USA (August 2011), but I could not find my country of origin (Nigeria) in your list. I will however provide our details here so that you can give me a quote or advice on the best way to go about it.

A:
You have to do paper application. Here is the link for paper application for Atlas America, /atlas-america/ Please fill this form and fax it to us at 972-767-4470.
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Q:Child birth insurance Dear Sir, Do you have and insurance policy that can cover child birth and other pregnancy cost for non residents of united states Best regards

A:
No Sir. There is no plan exists in US market.
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Q:Liaison Continent insurance My daughter is a U.S. citizen but normally resident in the United Kingdom. Will the "Liason Continent A" policy be a suitable product to provide short-term health insurance during a holiday visit to the United States?

A:
Thank you for your interest in purchasing insurance through us. Yes Sir. Liaison Continent meets your requirements. If your daugther is a USC, her home country is UK and visit USA for short duration. YOu can purchase Liaison Continent plan. Liaison Continent brochure, instant purchase and other useful information, /safe-travels-usa-comprehensive-insurance/ Please review this and if you have any further questions, please feel free to contact us.
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Q:Comprehensive Visitors Health Insurance I hope you are doing well. My family is visiting this summer and I needed some advice on which plan to get. Details: Father, Age: 64, Stay: 1 month Mother, Age: 53, Stay: 2 months Grandmother, Age: 85, Stay: 3 months Please advise. Thanks,

A:
Thank you for your interest in purchasing insurance through us. For your parents you can purchase Atlas America comprehensive plan. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ For you grandma you can purchase Diplomat America-comorehensive plan Diplomat America brochure, instant purchase and other useful information, /diplomat-america-insurance/ For your grandma you can purchase Inbound Immigrant-Fixed plan Inbound Immigrant brochure, instant purchase and other useful information, /international-major-medical-insurance/ Please review this and if you have any further questions, please feel free to contact us. Thanks for your email and voicemail. Based on the attached PDF â€" for my Grandmom what is the best plan you can recommend. Best coverage, best after sales support, cover existing conditions (not required, but preferred), high coverage amount, etc. Please advise. Thanks, Unfortunately at that age practically you will not get any plan that covers pre-exisiting conditions. We have a plan is called Inbound USA. It will cover $3,000 if the person get heart attack or stroke because of Myocardial infraction. It's a fixed coverage plan. Inbound USA brochure, instant purchase and other useful information, /safe-travels-elite-insurance/ If you are looking good plan in terms of cost you can go for Inbound USA otherwise you should go for comprehensive plan. Please give me call whenver you get a chance so i can explain you in details.
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Q:travel insurance inquiry need to apply for a travel insurance with your company. i will have a stay of 01year in the US in montgomery Alabama . citizenship : morocco home country : morocco tarvel from morocco to USA insurance is for my family: spouse : born 31 jan 1971 enfant :02 dec 2002 22 feb 2008 maximum applied US$1.000.000 with US$2500 deductible i need a proforma invoice explaining all the issues with your bank account to give it for my officials so that they pay for me. if not possible i need an application document with the informations the cost and the entire offer. in that case i will apply once in america just before my family arrive.

A:
What will be your and your family's visa status while stay in USA? I need to know that so we can suggest some plan accordingly. our Visa is an A2 class Multientrance the purpose of travel is military studies TX a lot You can purchase Atlas America plan for them. Atlas America brochure , instant purchase and other useful information,/atlasamerica-insurance/ Please review this and if you have any further questions, please feel free to contact us. If you go for $1milion coverage with $2500 deductible premium would be $1,836.95 for whole yr. This plan is called Family Friendly plan so if one parent insured child under 9yrs get free insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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