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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Health insurance for parents I am looking at having my parents from Australia, 72 & 82 years of age, live with my family and I in the US. Can I purchase health insurance for them? I have looked over your website, but I'm unsure if I can. I would like a simple yes or no answer please. I can't begin to sponsor them until I'm sure I can get coverage for them. They have very minor health issues for their age; one has high blood pressure which is well controlled and the other has high cholesterol, which, is also well controlled. Thank you.

A:
Thank you for your interest in purchasing insuance through us. Yes, you can purchase insurance for them. But plan will pay for any accidents, injuries or new sickness after the insurance effective date. It doesn't cover any pre-exisitng conditions and any preventive care. Link for visitor insuance. Please enter the appropriate info and you will find many insurance plans. / If you have any further questions, please feel free to contact us.
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Q:seven corners insurance Hey, I am going to Australia for six months for Youth With A Mission and I was wondering how I could get the correct health insurance with Seven Corners for my time in Australia. Please let me know soon,

A:
Hello, Below you will find the link for Liaison International. /patriot-america-plus-insurance/ If you have any further questions please let us know.
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Q:Visiting US insurance I live and work in Beijing, China. I'm American. I'm visiting friends in the US for 2 months before going back to work in Beijing. Do you have travelers insurance that I can use? I want coverage in the US. Again, I hold a US passport but have a work visa for China for the next year so I am based in Beijing.

A:
You can purchase Liaison Continent plan. Liaision Continent brochure, instant purchse and other useful information, /safe-travels-usa-comprehensive-insurance/ Please review this and if you have any further questions, please feel free to contact us.
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Q:Question about insurance purchase Hi My parents might be visiting us in the United States again. I bought insurance from you before. Based on your previous knowledge: I mean general knowledge. Can I use my "Flexible spending account" to purchase insurance for my parents? Thanks,

A:
That really depends upon your what your employer's plan allows. You can purchase the insurance online at https://www.insubuy.com
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Q:emergency coverage for pre-existing conditions Dear Agent, I checked your email on the internet and I have some questions. Situation: My dad will travel to USA 6/9/2011. He is 84 years old. He has prostate cancer. He is in stable condition today. At the moment he is living a normal life. We only need to buy insurance to have peace on mind during this trip. 1) Does your International Travel Insurance cover emergency in case he needs to go a hospital for a pre-existing condition? 2) Does this insurance cover 16 day trips? If does, how much is it? Please explain in layman's terms. Thank you,

A:
1. No. 2. Yes. Please look at Diplomat America insurance. For $50,000 policy max and $250 deductible, it would be $235.30 for 16 days. /diplomat-america-insurance/
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Q:Best travel medical insurance Hi there, My Wife and I will be in US and to a limited extent in Caribbean for three months from June 10, 2011 We are 64 and 62 years, good health. What is the best health insurance package to buy and what level of cover is deemed to be reasonable these days. If it is Co Share do the medics bill the Provider and we pay the difference directly many thanks and kind regards

A:
Dear Sir, Thank you for your interest in purchasing insurance through us. You can purchse Atlas International plan for your trip. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions, please feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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