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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I will buy a health insurance for myself Dear Sir: Hi. I am a visit scholar to USA. United Satates law requires that my program be terminated if I do not arrange for adequate health insurance for myself. Now I will buy a health insurance for myself. My character Age: 35 years old Nationality: China Insurance coverage Area: USA Only Insurance coverage peroid: from 2011-7-20 to 2012-1-17 My request Medical and accident coverage up $50,000 per accident or illness. Maximum deductible of $500. For multiple party plans $500 per person. The insurance company must have a U.S. representative physically located in the United States. Policy must cover office visits for non-emergency and emergency visits ( No emergency care only policies will be accepted) Minimum coverage of $7500 repatriation of remains to home country. (pre-existing conditions related deaths must be covered; coverage must remain in force during entire stay in the U.S.) Minimum coverage of $10,000 medical evacuation of the exchange visitor to home country. (pre-existing conditions related deaths must be covered; coverage must remain in force during entire stay in the U.S.) Please introduce to me a insurance plan (the most cheap one) Best wishes,

A:
You can buy Visit USA Healthcare, available at /visit-usa-insurance/
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Q:information regarding the Atlas America Dear Sir/Madam, My name is Audrey Lo Fo Sang, I'm coming to the US on July 27 and looking for medical insurance. On your website I saw the Atlas America. <a href='/atlasamerica-insurance/'>/atlasamerica-insurance/</a> Can you tell me if I can buy this insurance, I'm not a citizen or resident of the US. Hope to hear from you soon, Best regards,

A:
Yes, you can.
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Q:Mountaineering insurance Hello, I am currently a resident of India. From 31 August to 30 May 2013, I will be doing a two year mountain guide course run by The Mountain Training School. The course is based in Chile with a few months in the USA. During my stay in Chile, I will be on a temporary residence visa. Health and Evacuation insurance is mandatory for the course. A recommendation was made that I look into your Atlas International Insurance plan. The course includes skiing, rock climbing and mountaineering. In your brochure, in the Exclusions sections there was something about mountaineering that I didn't fully understand. Does this plan cover the situation as mentioned above?

A:
AS per our discussion, here is the explaination i got from underwriting dept. --------------------------- just spoke with our Claims Supervisor, and below is an explanation on mountaineering. If you purchase a stand-alone Atlas plan, mountaineering above elevations of 4,500 meters is excluded. However, if you purchase the sports rider in addition to the traditional Atlas plan, you will be covered when mountaineering above 4,500 meters. The sports rider nullifies the exclusion of sports related injuries in it's entirety (outside of professional sports). So make sure when you purchase the Atlas plan that you include the Sports rider! --------------------------------------------- Atlas International brochure, instant purchase and other useful information: Atlas International Insurance. Please review this and if you have any further questions, please feel free to contact us.
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Q:need information hi, my mother is visiting us from pakistan, she will be staying with us for six months. i need to buy a comprehensive medical insurance for her. she does not have any health condition, just high blood pressure. can you guide me what will be the best plan for her?. she is 70 years old. thanks

A:
Hello, You can use the following page to quote all plans available www.insubuy.com. Atlas America is a very good comprehensive coverage and is also the most popular. Please feel free to contact us if you have any questions. Please note that Atlas America (or any other plan) will not cover anything related to high blood pressue for age 70 and above.
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Q:Travel Insurance for visitor to USA Hello I am seeking travel insurance for when my parent’s visit the USA from Australia. They will only be travelling to and within California (from Brisbane, Australia). My parent’s ages are: Father â€" 85 yrs old Mother â€" 73 yrs old Can you tell me if you have a policy for elderly visitors. Thanks. Regards,

A:
Yes, we certainly have insurance policies for that age. I suggest that you visit / and enter your criteria. You will see all the products available for that age group. Please enter one person's age at a time. And please choose $50,000 or $70,000 for 80+. And choose anywhere from $50,000 to $150,000 for 70+. If you have any other questions, please feel free to contact us at any time.
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Q:Insurance for visit to USA Dear Sir, I am planning to visit USA for the following period: July 16 2011 to August 28 2011 I searched on your website <a href='https://www.insubuy.com'>www.insubuy.com</a> and I found one particular quote attractive. How can I purchase the insurance? Will the signed terms and conditions be provided ? Kindly provide me the contact details of marketing executive of sirius international and give my email address to him to contact. Regards,

A:
You can purchase the insurance on https://www.insubuy.com Just click on the 'Purchase' button. You can see the details of the insurance plans on the web site itself. Once you buy the insurance, you will get everything in the email as well as in the postal mail. If you have any further questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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