Ask Our Specialists

Thank you for your interest in purchasing visitors insurance. The reason the premiums do not go up significantly from $300k to $1 million is primarily because of the low probability that you will end up using over $300k. You can consider purchasing Atlas America insurance at /atlasamerica-insurance/ I have personally purchased it for several of my relatives and I unfortunately had a couple of big claims and they were paid fine. Please let me know if you have any other questions. Thanks so much for your time in responding to my queries. I have been reading about your company and I like the reviews. I think I will probably go ahead with your suggestion. I have a few more questions Is there any discount available or any way I can save money on premiums I am also looking for dental/vision or dental alone plan with this medical plan. Please advise on the dental/vision coverage company that is reliable and hassle free. If I combine medical+dental can I save? Thanks again, 1. Luckily, insurance prices are regulated by law and therefore, everyone has to pay the same price for the same insurance. Therefore, you can be assured that you are being charged the lowest premium and no one is paying lower than you for the same insurance. In other words, discounts are prohibited by law. 2. For dental/vision, please look at Careington plan at /careington-dental-vision-plan/ As both the plans are from two different companies, the total price remains the same. If you have any other questions, please feel free to contact us at any time. I have decided to buy these two. Finally could you please tell me The list of covered doctors, hospitals and urgent care facilities for the two plans. I am unable to find that web link So I just go online and purchase these plans for my mom? Any key documents required? Are they going to provide some sort of card or ID once I purchase. Thanks, 1. Provider networks: Atlas America: /travel-and-student-insurance-ppo-network/ Careington: /dental-vision-plan/provider-network/ 2. You can just purchase them online at /atlasamerica-insurance/ /careington-dental-vision-plan/ No documents are required. Please have name and date of birth handy. 3. Yes, you will receive a virtual ID card in the email for medical but not for dental. Both the physical cards will arrive in the mail, one for medical and another for dental. If you have any other questions, please feel free to contact us at any time. When I use the dental web site it does not give me list of the covered places in my region. My Zip is 92129 and I used it and it didnt work For atlas america the list site works. However I want to ask you if you knew as to why the list of covered hospitals and urgent care differs from the list provided by one competitor. It is the same insurer and your list has more hospitals that I like but the same link when I use from other source it gives me less options. I am sorry I just am a bit confused because in emergency I want to save time and go to the place which is covered. Sorry to bother you again and again but just want to make sure of few things, Best, 1. When I searched in 92129, I found lots of results. Attached. 2. Most likely, that competitor still has an outdated link. The link changed on 02/11/2014 and we updated it on the same day. As long as they are using the same latest link, there should be no difference. If you don’t mind, could you please give me the other link so that I can make sure?

I suggest that you try entering only the numbers and no brackets. We definitely do not check whether the phone number itself is a working number or disconnected or not. It just checks the format of the number entered. Please let me know if you have any other questions.

thanks for the Mail and information ! I would go through the same and call your office. But just in case if there is some thing handy , I am sharing my major concern/objective for the right fit: I am in particular looking for an insurance which covers the pre-existing heart conditions, even though travelers have been in good shape after the first incidence 13 yrs ago. thanks and regards Regarding pre-existing conditions, please read /visitor-medical-insurance-pre-existing-conditions/ Please read the following FAQ also: /visitor-insurance-acute-onset-of-pre-existing-conditions/ and /visitors-insurance-usa-heart-attack-coverage/ I believe that it will answer all of your questions. If you have any other questions, please feel free to contact us at any time.

Thank you for your interest in purchasing visitors insurance for your mother. If you are looking for an insurance that is “If my mother gets sick, just cover everything, don’t ask me any questions or and don’t ask me to fill any forms. Just pay everything”, there is no such product available anywhere in the market. We offer several different products from different companies and each plan has its benefits and restrictions. Each plan pays for eligible claims according to the terms and conditions of the policy wording. You can certainly choose $50,000 or $100,000 policy maximum with $0 deductible and the plan that participates in PPO network that has many providers in your area. You can also choose the plan that will cover both in France and in the US. Therefore, I suggest that you visit our web site at https://www.insubuy.com and enter her details. You will see various plans and their prices and their details next to it. You can compare them side by side and make an instant purchase online. You can also read our Guide at /guide/ and that will give you a detailed guidance regarding how the process works. I hope that answers your questions. If you have any further questions, please feel free to contact us at any time.

Thank you for contacting us for your insurance needs. The prices you see on our web site at https://www.insubuy.com are the latest and final prices. As the prices are regulated by law, there are no special offers or concessions possible. Please let us know if you have any other questions.

You can policy maximum anywhere from $50,000 up to $8,000,000. For any amount up to $1,000,000, please look at /patriot-america-lite-insurance/ For any higher amount up to $8,000,000, please look at /patriot-america-platinum-insurance/ Please note that those policy maximums are for new medical conditions, injuries or accidents that may occur after the effective date of the policy. For sudden and unexpected recurrence of the pre-existing conditions, the maximum coverage is $50,000. You will find all the details on the web site as well you can make an instant purchase online. If you have any other questions, please feel free to contact us at any time.