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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am interested in purchasing the Visitors care plan. I'll be in the US as a visitor from Jan 10th to May 25th 2016. If I buy the plan now, when will the kit reach me? If it reaches before the 11th, it would be hard for me to receive it as I won't be there. If it'll reach later than that, it'd be very helpful.

A:
Thank you for your interest in purchasing insurance through us. As soon as you purchase insurance, you will receive confirmation by e-mail which will have a link to print Virtual id card and other documents that you carry during your travel.. In the application you can provide US address. So it will be mailed next business days by regular mail. Visitors Care Please let us know if you have any further questions.
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Q:I am planning to buy visitor insurance for my mother , who is going to stay in California for 6 months ( Feb 9, 2016 - Aug 4, 2016). She doesn't have any pre existing medical conditions (illness), except Rheumatic arthritis.She is 58 yrs old. Could you please suggest a best insurance with low price?

A:
As a broker we provide insurance from many companies. But all the insurance plan pays for any new sickness, injuries or accidents that may occur after the effective date of the policy. It does not cover any pre-existing conditions and preventive care. However we have some plan covers acute onset of pre-existing conditions. But as per my understanding person who has arthritis probability is very less to have some life threatening emergency because of arthritis. More information on acute onset of pre-existing conditions can be found here. Are you looking for the best plan in terms of cost or in terms of coverage? You can visit our website to view plans. Please enter appropriate criteria. Policy max. select $50k- $65K. You will find many plans like fixed coverage and comprehensive coverage plan. Fixed plans cost less and provide limited coverage while comprehensive plan cost more and it's very similar to our domestic short term plan. You can select 2 plans from each category and compare them side by side. If you have any further questions feel free to contact us.
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Q:I would like to invite my parents for 5 months to US. My dad is diagnosed with early stage cancer a year ago and he is undergoing treatment in India. The doctor in India has cleared him for travel and we don't expect any tests or treatment for this condition in US. Is there a comprehensive visitor insurance that we could buy that would cover unanticipated medical emergency which may/may not be related to cancer?

A:
As a broker we provide insurance from many companies. But all the insurance pay for any new sickness, injuries or accidents that may occur after the effective date of the policy. It does not cover any pre-existing conditions and preventive care. However we have some plan covers acute onset of pre-existing conditions. But as per my understanding person who has cancer probability is very less to have some life threatening emergency because of cancer. More information on acute onset of pre-existing conditions can be found here. Before we suggest any plan would like to his age, travel dates and which state do you need coverage for him? Once we get these information will be glad to suggest some insurance plan accordingly. Alternatively you may find the appropriate plans in the visitors section of our website.
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Q:I am planning to purchase the Atlas America Travel Insurance Plan. I wanna to ask that if I feel uncomfortable for any part of my body, such as throat pain, can I visit doctor to examine it?

A:
Thank you for contacting Insubuy. The plan is designed to cover only any new illnesses, injuries or accidents which occur after the effective date of the policy. This plan will not cover any pre-existing conditions, routine doctors' visits, preventative treatment, or medications in relation to a pre-existing condition. You may visit a provider, but the insurance will only pay for covered expenses. If you have any additional questions please let us know.
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Q:My son is an international student in Tampa, FL and is provided insurance through his school. He needs additional coverage for ski and snowboarding trip with friends and I would like for him to be covered in case of injury

A:
Based on the information provided , adding the adventure sports rider to either plan would allow coverage for recreational skiing and snowboarding. Immediately after purchase you will receive an email confirmation with links to download the ID cards. They physical documentation will be mailed to the address listed on the application and received within 7 to 10 business days. As an F1 student he is eligible to purchase either plan as long as he has not had a previous domestic insurance in the U.S. If so, I would recommend purchasing the Student Secure plan which also provide the sports coverage you are looking for. If you have any additional questions please let us know.
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Q: I want to inquire about the health insurance plan for my family visiting the US sometime between June and October.

A:
Thank you for contacting Insubuy for your insurance needs. There are many plans that are available for different needs within the Insubuy website. You can enter in your criteria in the Visitor's to USA section of the Website. In this section any and all available plans will populate with a quote for insurance. Please use the link listed below to generate a quote. - Visitor to USA Insurance
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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