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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am inquiring about Travel Insurance. Are you able to offer a 'cancel for any reason' travel insurance policy to a UK resident?

A:
Thank you for contacting Insubuy. Unfortunately we do not offer any cancel for any reason trip insurance plans for a UK resident. If you have any additional questions please let us know.
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Q:I am from Philippines and I am pregnant 6 months and 2 weeks now. I just want to inquire for cheapest hospital in U.S.A.and how much is the cost? Because I want to make labor in U.S.A?

A:
Thank you for contacting Insubuy. We are a broker and offer all of the major plans on the market. We are unable to advise which hospital in the area would be the least expense. We specialize in short term health insurance plans for visitors to the United States. You may be able to obtain delivery cost information by contacting the individual providers directly. If you have any additional questions please let us know.
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Q:I am from Alexandria, Egypt. My mother is currently visiting my brother in Cleveland, Ohio. She's staying with him for few months. She recently started complaining of severe headache and the doctors asked for radiological investigations (CT and MRI brain). She doesn't have any insurance. Is there any way to insure her by your health insurance?

A:
Thank you for contacting Insubuy. Unfortunately, short term health insurance plans for visitors will not cover a pre-existing condition. A pre-existing condition is considered to be a condition which manifest before the effective date of the policy. These plans will only cover a new illness, injury or accident which occurs after the effective date of the policy. If you have any additional questions please let us know.
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Q:I am a medical student from Dhaka, Bangladesh. I will be in the states for a month for a clinical elective. Now, I need to buy the cheapest health insurance that is available, to show to the university. Only problem is, I am an US citizen. Is there anyway I can buy the Study USA-HealthCare?

A:
Thank you for contacting Insubuy. Unfortunately, there are no plans available due to your citizenship status. We would recommend purchasing from your University. If you have any additional questions please let us know.
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Q:I will be moving to Yerevan, Armenia in June 2016 and need to get a quote on medical insurance that will also cover in case I need a medical evacuation. Please send me 2 quotes, one with just me and one for me and a child. I am 34 and my daughter is 8

A:
Thank you for contacting Insubuy for your insurance needs. We are broker and have all of the major plans on the market. We would be more than happy to provide a quote for a plan to suit your needs but we will need more information. Can you also provide the travel dates you will need coverage for? You may also obtain a quote online or over the phone by contacting our office at (866) 467-8289. - Travel Health Insurance
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Q:I will be visiting my son in Chicago with my wife next month and plan to stay there for 4 months. I am 70+ and my wife is 68+. Can we get an insurance policy covering ACCIDENT ONLY during our stay?

A:
We offer insurance to visitors to the US. The plans will cover any new illness or injury that occurs after the effective date of the policy. If you would like a quote we will need the dates you are wanting the coverage and then we can email you the cost of the different plans. You can also call our office to speak with a licensed insurance agent to get more information. Our website is also available for quotes and more information on the available plans.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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