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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a J1 V?sa holder and arrived in Virginia last week. I need a health insurance according to new regulations.My wife also a J1 visa holder. She is planning a pregnancy during our stay in Virginia. Does ?nsurance for J1 visa holders cover expenses of maternity?

A:
Thank you for your interest in purchasing insurance through us. We have many plans for J1 visa holders. Does your sponsor have any requirements that need to be met? If so, then please provide the requirements in a PDF attachment and we can recommend plans based on the requirements. You can also review the plans listed on our website /j1-visa-health-insurance/ after entering the appropriate information. Some plans do offer maternity coverage. If you need additional assistance please feel free to contact our office.
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Q:What plans do you suggest for European tourists (<40 y/o) visiting US?

A:
You can purchase any of the comprehensive plans like Atlas America or Patriot America Plus etc. There is no particular plan for European tourists. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-health-insurance/b2-insurance-for-european-citizen-21876/

Q: It doesn't matter if I already have a health insurance plan in Italy, in case of need during the travel I just have to alert you right and not the other Italian insurance agency, right?

A:
Most of the insurance from your home country will provide coverage only in Italy NOT in USA. While most of our insurance will provide you coverage anywhere in the world except your home country. So you don't need to inform this to your insurance agency. Please let us know if you need any further clarification.
{{currentOrigin}}/answers/visitors-health-insurance/insurance-from-another-country-92973/

Q:Please give information about Visitor Secure C Plan insurance whether or not the meets of your J1 insurance to Clemson University requirements attached file in part IV?

A:
Thank you for your interest in purchasing insurance through us. Visitor secure does not meet your school requirements. You can find all J1 visa plans. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j-visa-requirements-visitor-secure-92269/

Q:French consulate requires a travel medical insurance company (with dates and applicant's name) stating that I will be covered (for at least US45,000) during my stay in Europe for "Medical", "Hospitalization", and "Repatriation" expenses. (Those 3 words must be clearly indicated in the document)

A:
The plans in the Schengen Visa Section of our website meet the requirements for the Schengen visa. If you would like to view the visa letters prior to purchase you can go to the MyAccount section then enter in the plan you are wanting to review and the task is visa letter. In this section you will find a sample visa letter. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/europe-travel-insurance/schengen-travel-insurance-sample-visa-letter-79946/

Q:I'll visit USA for business with my wife. My wife is now pregnant and we expected the delivery will be on 15 May. My wife age is 31 years old and this is our first baby and reports show it'll be normal delivery. We'll arrive USA, Phoenix, Arizona about 25 -28 April. Please advice which plan recommended for her we need full insurance about visiting doctors and delivery procedure.

A:
Unfortunately, there are no plans available to visitors that will cover the pregnancy. The plans will cover any new illness or injury that occurs after the effective date of the policy. You will have to pay out of pocket for all pregnancy related expenses. If you have any additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/b2-insurance-covering-pregnancy-83162/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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