- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Can you tell me what type of supplemental insurance is recommended for traveling in Europe?
Q:I will study at US for a year. And I have a four year old child. The minimum Department of State insurance guidelines and the coverage Duke University requires for a waiver of the HTH Worldwide Insurance plan are: - Medical benefits of at least $100,000 per accident or illness. - Repatriation of remains in the amount of $25,000. - Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000. - A deductible not to exceed $250 per accident or illness. - Waiting period for pre-existing conditions of 6 months (current industry standard). - May include provisions for co-insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness. - Policy must be secured to meet the benefits requirements and be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country. Could you introduce the product for me?
Q:Hello, I am looking for a plan for me and my wife. We have J1/J2 Visas. "Atlas America", "Patriot Exchange Program", sounds good for us. My school requires an insurance policy to be underwritten by a n insurance corporation to have an A.M. Best rating of "A-" or above, an Insurance solvency International, Ltd. rating of "A-" or above, a Standard & Poor's Claims paying Ability of "A-" or above, a Weiss Research, Inc. rating "B+" or above. Would you tell me which plan does well with the requirement?
Q:My parents will be visiting me in CA from India for about 6 weeks. They are in the 64-69 yr age group. I wanted to get some recommendations from you on which plan to buy. I need a PPO that has a wide network of providers with coverage for preexisting conditions. Please let me know what else you need from me make some recommendations. Than you.
Q:I want to know how long does it take before I can use the insurance, after buying one. For example, if I buy it today, can I use it tomorrow?
Q:I need a quote for one year medical cover in USA for my wife and myself. J1 exchange visitor visa. We will be traveling to California from Jan 1 2017 for one year. It is the standard J1 visa medical insurance. Eg $100,000 per incident, no more than $500 deductible plus repatriation and evacuation cover. DOB- 2 Aug 1954 DOB- 11 Oct 1959
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More