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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a licensed agent with Primerica Financial Services and I have a question : I have a client who is nonresident and interested in purchasing a medical insurance for himself, wife and his 2 year old son. Can you provide me with some details on a global medical insurance .They presently live in Trinidad however his family reside in Florida and they visit very often.

A:
Thank you for your interest in purchasing insurance through us. Are your client looking for long term insurance and do they need coverage worldwide? How long they need coverage in USA out of one year? In order to provide the quote we need each insured age. If you are looking for long term insurance worldwide, you can suggest them to purchase Expatriate insurance. More information on Expatriate insurance here. Please enter appropriate criteria. You will find many plans and feel free to contact us if you have any further questions.
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Q:I am looking for travel insurance for one day. I know sounds funny. I am applying transit visa for Schengen countries. What you can provide for me?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan which meets all the Standard Schengen visa requirements. Link for sample visa letter You can find more plans at Schengen visa insurance section Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/europe-travel-insurance/schengen-visa-insurance-coverage-for-short-period-18803/

Q:I am going to be an international student from this September in UCI (CA). I am looking for the insurance plan meets the following minimum required coverages as cheap as possible: Unlimited benefit per Policy Year 1. The deductible does not exceed $75.00 per injury/illness 2. $ 50,000 Minimum coverage for Evacuation Expenses to your home country if necessary 3. $ 25,000 Minimum coverage for Repatriation of Remains to your home country in case of death Here's my info: Visa:F-1 Date of Birth(MM/DD/YYYY):07/23/1989 No allergies, disabilities, medical conditions, or medications. Looking forward to hearing back from you ASAP.

A:
You can purchase Navigator Student plan with $0 deductible. Please review this and if you have any further questions feel free to contact us.
{{currentOrigin}}/answers/international-student-health-insurance/f1-international-student-insurance-plan-meeting-minimum-requirements-88035/

Q:i am planning to buy a travel insurance for a 5.5 years old kid. Destination USA. May you help me with the question: I am not sure how long the kids will stay, so can i renew the insurance? Is the renew price (premium) same as to buy a new policy? for example, I buy 2 month first at $100, if i renew another 2 months, will it be another $100?

A:
Most insurance plans will be renewable, the premium is based upon a daily rate so the amount of days that you are want to purchase or renew for is what will determine your premium.
{{currentOrigin}}/answers/visitors-insurance-usa/renewable-insurance-for-visitor-to-the-us-31949/

Q:I'm interested in buying Patriot Platinum America Health Insurance online. Currently I'm still at home (In Belgium) but will leave for the United States on June 29th. In the online application: should I use my home address (in Belgium) as mailing address or my future address in the United States?

A:
You need to provide the address on whichever address you want us to mail the card. I would suggest to provide US address. Anyway, As soon as you purchase insurance you will receive confirmation by e-mail which will have all the documents that you can print and physical card will be mailed to you next business day. Patriot Platinum brochure, instant purchase link Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-health-insurance/patriot-platinum-plan-mailing-address-for-id-card-17097/

Q:I am planning to take Atlas america comprehensive plan for my mother who is going to visit US. I would like to know whether this insurance plan will cover normal vaccinations like flu shot, TDap etc..

A:
There is no short term plan for an international visitor which covers immunization or wellness checkup. Insurance will pay for new sickness, injuries or accidents that may occur after the eff. date of the policy. No pre-existing or preventive care. However, Atlas America plan has coverage for acute onset of pre-existing for the age below 70yrs. More information on acute onset of pre-ex here. Please review the plan information and feel free to contact us if you have any further questions. You can compare Atlas America plan with other plans on this website.
{{currentOrigin}}/answers/visitors-insurance/preventative-care-in-visitor-health-insurance-75970/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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