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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Medical insurance for C-Section We ( myself and my wife ) are from Bangladesh, staying in USA at present as Tourist with B1 / B2 visa. We dont have Social Security. My wife is pregnant, due to give birth end April, by C-SECTION. Pls suggest what insurance plan You can offer for her to cover the hospital charges.

A:
Thank you for contacting Insubuy. Unfortunately, there are no plans on the market which will cover pregnancy for a visitor to the U.S. The plans are designed to cover only any new illness, injury or accident which occurs after the effective of the policy. If you have any additional questions please let us know.
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Q:Health insurance for mom I want to buy medical health insurance for my mom. She is Canadian citizen but she is in California visiting my sister since Nov 2015. Which one you recommend. I appreciate your answer.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. Please provide her age, and the name of any medical coverage that she has had up to this point. Upon receiving this information plans can be recommended accordingly. Hello She is in California since Mov 2015. And ghe only insurance she's had so far is OHIP provided by Canadian provincial government. She is 74 years old Hello, With your mother having been in the United States for so long without insurance her options are limited. There are 2 plan options that she would have please use the link listed below for more information about these plans that are available. There is a fixed coverage plan called Inbound USA, this plan provides a very limited amount of coverage for the insured person. Atlas America is a comprehensive plan that pay at a percentage which is always recommended. Plans do not cover pre-existing conditions, so if she is sick or injured prior to the purchase of this policy it will not be covered as it is considered pre-existing. Plans will cover and new accident or new illness that occurs after the effective date. If you have any questions please feel free to contact our office. Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Ok. Thanks I just bought her the Atlas Comprehensive one. Thank you for your business with us. Have a great day!
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Q:Insurance cover for USA We will arrive in San Diego via a Cruise Liner from Australia. We will be visitors/tourists. We leave the United States as we arrived, by cruise Liner,bound for Spain. We arrive on the 22nd February 2017,and depart,some 38 days later,on the 1st.April 2017. The purpose of our visit is for holiday/sightseeing. It is for this purpose that we require cover. I hope this information helps

A:
Thank you for contacting Insubuy for your insurance needs. There are plans that would be available during your visit here into the United States. The plans available will cover any new accident or new illness that occurs after the effective date of the policy. Please use the link listed below to the recommended plans that would be available. you can purchase Patriot America Plus or Atlas America. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Patriot America Plus brochure & instant purchase link /patriot-america-plus-insurance/. If you have any questions please feel free to contact our office.
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Q:Medical coverage for parents Hi Team, Please help me find right medical coverage for my parents who will be visiting me for few months . Based on the below details please recommend me good plan.My dad is 70 years old and have some preexisting conditions and my mom is 63 with no preexisting condition. I live in california so if any plan has state limitation please let us know Travel details - ( 03/01/2016) - (07/16/2016) Father Age- 70 years Looking for - comprehensive coverage policy with higher policy maximum. Preexising Condiion- Had Blood clot few years back , had Angioplasty and Angiography. Currently on blood thinners and medication on Cholesterol. Border line Diabetes. Mother Age- 63 years Preexising Condiion- None

A:
Hello, Thank you for contacting Insubuy for your insurance needs. There are plans that would be available for your parents during their visit here into the United States. The plans available will cover any new accident or new illness that occurs after the effective date of the policy. However, plans below provides coverage for acute onset of pre-existing conditions. More information at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please use the link listed below to the recommended plans that would be available. For your father I would recommend a plan called Safe Travels USA comprehensive Insurance plan and for your mother I would recommend a plan called Patriot America Plus. Updated: 08/15 Safe Travels USA Comprehensive Insurance brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ Patriot America Plus brochure & instant purchase link /patriot-america-plus-insurance/ If you have any questions please feel free to contact our office. Hello, Can you recommend me plan for Atlas which cover $100000 for my father. Atlas America plan will provide $100k. but it will not cover acute onset of pre-ex for age 70 yrs and above. Atlas America brochure & instant purchase link: /atlasamerica-insurance/
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Q:Insurance policy of IMG - Requirements Hello, I'll making a application for an IMG insurance policy and have a question about it Does AD&D mean repatriation of remain in the event of death? Or Does common carrier accidental death mean it? If AD&D means it, how to upgrade option to $50,000 from $25,000(basic option) My requirements are as follows 1. Maximum coverage : at least $400,000 per year 2. Deductible : not to exceed $1,000 3. Medical evacuation in the event the insured must be returned to S.Korea due to a medical condition : $250,000 4. Repatriation of remains in the event of death : $50,000 I want to know attached file meets my requirements. thank you

A:
Thank you for contacting Insubuy for your insurance needs . The plans automatically have the repatriation benefit included within the policy without having to add it in addition. So without adding and additional benefits the plan as it is will already meet these requirements. Please find more information at, /patriot-exchange-program-insurance/
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Q:Health coverage for US citizen visiting USA I am a U.S. citizen but retired and live in India. I am willing to visit U.S. shortly and want my health insurance coverage during visiting U.S. So please send / inform visitors health insurance plans and their rates. Thanks.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. As a U.S. citizen there are a limited amount of policies that you are able to purchase. Please review the plans listed below for coverage. If you need any further assistance please feel free to contact our office. Liaison Continent A brochure & instant purchase link: /safe-travels-usa-comprehensive-insurance/ Liaison Majestic brochure & instant purchase link: /atlasamerica-insurance/ Can I buy "Inbound USA insurance " which can cover me during US visit Unfortunately, U.S. citizens visiting the U.S. are not eligible for the Inbound USA plan. We would recommend purchasing either the Liaison Continent or Majestic insurance plans. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

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