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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel insurance for my dad - 80+ Hi, I would like to buy travel insurance for my father, who is at the age of 84. Could you please let me know what type of coverage is available for the pre-existing conditions? It is not clear from your web site what is covered and what is not.

A:
Thank you for your interest in purchasing insurance through us. It’s very difficult to get insurance for age 80+. Insurance will pay for new sickness, injuries or accident that may occur after the eff.date of the policy. However, Below plan provides coverage for acute onset of pre-ex under age 89yrs. Updated 08/15. Safe Travels for visitors to USA- Fixed plan or Safe Travels USA Comprehensive coverage plan will provide max. $25000 for acute onset of pre-existing conditions. Safe Travels for visitors to USA brochure, instant purchase link, /safe-travels-elite-insurance/ Safe Travels USA Comprehensive Insurance brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ You can also compare this plans at www.insubuy.com If you have any further questions feel free to contact us.
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Q:visiting a doctor for prescription of medicines for pre existing conditions Sir, I would like to visit US along with my spouse in a couple of months. In this connection I want to know whether Visitors Secure plan is covered for visiting doctors for general check up for prescription of drugs if the medicines brought are exhausted.. If not covered how to approach a doctor for a check up and what would be the probable fee per visit to Doctor. Kindly guide me

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, there is no short term insurance for visitors that will covers dr. visit and prescription drugs related to pre-existing conditions. You have to get from your home country or you have to pay from your pocket. You can visit our website at www.insubuy.com Please enter appropriate criteria and you will find many plans that covers acute onset of pre-existing conditions. Visitor secure brochure, instant purchase link, /visitor-secure-insurance/ If you have any further questions feel free to contact us.
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Q:Trip Cancellation Insurance I am writing to you inquire about insurance against travel cost for hotel reservation; Case is; The Saudi passport holder from Saudi planning to visit Republic of Maldives on last week of February 2016; we have hotel reservation at Maldives at cost of 3500 USD for each per night (total USD 14,000 ) If the trip is cancelled for unforeseen reason as per hotel booking cost will lose. In this scenario, we would like to insure their trip against any unforeseen event which lead cancel the trip. Please analyze the case and let us know if you can offer the service. Hope to get reply from you soon. With Best Regards,

A:
Thank you for your interest in purchasing insurance through us. You can purchase Safe travel international trip protection plan. Below is the link for brochure, instant purchase link, /trip-cancellation-insurance/ Please review the plan information and feel free to contact us if you have any further questions.
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Q:Childbirth insurance for USA visitors Dear Sir, I would like to ask about the Insurance for My Wife which she will need to visit USA to give a birth of my child. Can you Please send us the quotation for the Insurance Cover In the USA that will include Maternity. Name Olena Age: 26 the USA visit period will be from Beginning of April till The End Of October. waiting your Kind reply with the Brochure of the coverage policy. Thank you Best Regards,

A:
Hello, Thank you for your interest in purchasing insurance through us. Unfortunately, there is no insurance for visitors that will covers maternity and child birth for an international visitor. You have to pay from your pocket.
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Q:kailash mansarover travel insurance Hi please can you quote me the cost for u.k citizens in total just travel insurance special for kailash mansarover as I given information, and in details what is covered and what not Please quote me for u.s.a. Citizens in total with all information Reason I am asking you because you sent me variety of quotes which I could not workout what to pick up. So please send me above quotes purely for this 24 days for kailash mansarover which must cover the height of 5400 meters at least for 2 days when we trekking ok Hope you do not mind.thank you Regards

A:
You can purchase Atlas International plan for Kailash Mansarover. Kailash Mansarover plan brochure, instant purchase and other useful information, /kailash-mansarovar-yatra-travel-insurance/ Please feel free to contact us if you have any further questions.
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Q:Best visitors insurance after bypass surgery My father in law would be travelling to US in 2016 and stay for around 6 months. He is 61 yrs old. He had a bypass surgery 11 yrs back. He takes medicines regularly but is healthy and fine otherwise. I would like to know the best insurance options available. Also I would like a list of doctors and hospitals covered by the insurance plans. I had asked few friends who had taken insurance from Insubuy but when they actually took their parents to the doctor ,they said that they did not identify the insurance coverage and the entire visit amount was borne by my friends only. I do not want that situation for myself. Please advise.

A:
Hello, Thank you for your interest in purchasing insurance through us. We have many plans on our website www.insubuy.com but the plans we would recommend would be either the Atlas America plan as seen here /atlasamerica-insurance/ or the Patriot America Plus plan as seen here /patriot-america-plus-insurance/ Insurance will pay for new sickness, injuries or accidents that may occur after the eff.date of the policy. However both of the above plan provides coverage for acute onset of pre-existing conditions. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Both of the links include the provider directory so you can see what providers are in your area. It’s difficult to comment on your friends experience because we don’t know what plan they had or what they told the provider or what they were seeking treatment for. In some cases you would have to pay out of pocket to meet a deductible or if you choose a plan that doesn’t have a PPO network. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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