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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Installment payments for insurance Is there any way to spread the premium monthly as supposed to paying it in bulk? Total premium for a year is almost $4000 to pay it one time. Can you set me up with that? thanks,

A:
Thank you for your interest in purchasing insurance through us. Yes. Sure. You can purchase for 1m and then you can renew the same policy. If you renew one month or more there is no renewal fees otherwise there will be $5 renewal fees. We have resent the quote for 1m. I was looking at the quote and arrival date is within 18months. Do they have any current insurance or prior insurance that does not expire more than 30days ago. Please let us know if you have any further questions.
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Q:Visitor visa insurance I would like to take an Visitor VISA for my in-laws Male -63 Female-54. I would like to know below details 1) Which policy will be right one 2) How much it will cost 3) Process to apply

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. We can send you the quote if you provide their travel date and which state do you need coverage from them. Once we get response from you will suggest some insurance plan accordingly. Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:Visitors Insurance for my mother Hi, I want to buy Travel Medical insurance for my mother. Your site was recommended by one of my friend who has recently bought one from you. I have gone through your website however, I would like you to recommend/advice to find the best policy for her. The details for my mother are: 1. She is 79 years old 2. Takes medication for diabetes & blood pressure. 3. She had stroke some 12 to 15 years ago (Cerebrovascular ?) 4. She would be coming from Nepal (home country) to stay with me in UK (UK citizen)for around 5 month- (March - July 2016). 5. she would not be going to USA 6. My brother (US citizen) would be staying with us from March - May 2016. Sincerely,

A:
Thank you for your interest in purchasing travel medical insurance for your mother. Updated 08/15: You can purchase Safe Travels for Visitors to USA- Fixed plan or Safe Travels USA Comprehensive insurance which will not cover routine dr. visit for the existing conditions. But However, both plans will provide coverage for acute onset of pre-existing conditions up to $25,000. Safe Travels for the Visitors to USA- /safe-travels-elite-insurance/ Safe Travels USA Comprehensive insurance - /safe-travels-usa-comprehensive-insurance/ For your brother you can purchase any of the plans from, /travel-health-insurance/ Please feel free to contact us at any time if you have any questions.
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Q:overseas travel insurance Sir, I wish to travel from Mumbai to Houston USA from 5th March and returning Mumbai on 11th April . Kindly send cost of premium for travel insurance Age : 67 Years Also confirm pre existing is covered I am taking medicine for Blood Pressure Regards

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. Essentially all the plans fall into two categories. Fixed coverage and comprehensive coverage. Fixed plan cost less and provide limited coverage while comprehensive plan cost more and it provides better coverage. None of the plan pays for any routine dr. visit and preventive care for the existing conditions. However some plan has coverage for acute onset of pre-existing conditions below age 70. More information on acute onset of pre-existing conditions. /visitor-insurance-acute-onset-of-pre-existing-conditions/ You can purchase either Inbound USA –fixed plan or Atlas America comprehensive plan. Inbound USA brochure, instant purchase link, /safe-travels-elite-insurance/ Atlas America brochure, instant purchase link, /atlasamerica-insurance/ You can also compare these plans at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. We have sent you quote also in a separate e-mail Please feel free to contact us if you have any further questions.
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Q:Regarding well visits for visitors Dear Sir/madam, I usually get the atlas America insurance from the ins unit for myself and my baby who is 20 months old. I understand that it does not cover well visits and vaccines. recently I had to take my baby for a well visit where I had to pay a very heavy fee. I would be happy to know if there are any insurance plan which also covers well visits at least for the baby. Thank you. Warm regards

A:
Thank you for your interest in purchasing insurance through us. There is no plan on the market that will cover a well visit for a visitor. If you need additional assistance please feel free to contact our office.
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Q:Medical insurance for Parents visiting USA Hi, I am trying to buy medical insurance for my father (age 71). I have selected VisitorSecure plan B with $200 deductible. Can you please explain how this works for a doctor visit? It says$75 max per visit. If the doctor bills $150 then do I need to take care of all $150 because it is less than deductible? Or Will the plan pay $75 and I need to take care the rest of $75? Regards,

A:
Thank you for your interest in purchasing insurance through us. Deductible is the amount you must pay before insurance pays anything. Visitor Secure has deductible is per incident. So if you take $200 deducitble first you have to satisfy your $200 deductible before insurance pays anything. Visitor Secure brochure, instant purchase and other useful information, /visitor-secure-insurance/ You can also find more plans at www.insubuy.com Please enter policy max. range betn $50,000-$65,000 you will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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